| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNBERS INSURANCE CENTER | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $41K | — | $41K | 7.02% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $9K | — | $9K | 1.52% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102158 PASADENA, CA 91189 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $8K | — | $8K | 8.17% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $2K | — | $2K | 1.74% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURAN | PO BOX 101809 PASADENA, CA 91189 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 8.53% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURAN | PO BOX 101809 PASADENA, CA 91189 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 8.58% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 101809 PASADENA, CA 91189 | VISION SERVICE PLAN | $1K | — | $1K | 8.24% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102158 PASADENA, CA 91189 | CIGNA DENTAL HEALTH OF TEXAS, INC. | $1K | — | $1K | 8.36% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | CIGNA DENTAL HEALTH OF TEXAS, INC. | $248 | — | $248 | 1.65% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102159 PASADENA, CA 91189 | SUN LIFE ASSURANCE COMPANY OF CANADA | $970 | — | $970 | 10.37% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 3620 BIRCH STREET FLOOR 1 NEWPORT BEACH, CA 92660 | SUN LIFE ASSURANCE COMPANY OF CANADA | $577 | — | $577 | 6.17% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 3310 NORTH UNIVERSITY DRIVE NACOGDOCHES, TX 75965 | SUN LIFE ASSURANCE COMPANY OF CANADA | $324 | — | $324 | 3.46% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURAN | PO BOX 101809 PASADENA, CA 91189 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $848 | — | $848 | 12.74% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102158 PASADENA, CA 91189 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $523 | — | $523 | 8.35% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $103 | — | $103 | 1.64% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102158 PASADENA, CA 91189 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $63 | — | $63 | 8.38% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $12 | — | $12 | 1.60% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102158 PASADENA, CA 91189 | CIGNA DENTAL HEALTH OF COLORADO, INC. | $42 | — | $42 | 8.38% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | CIGNA DENTAL HEALTH OF COLORADO, INC. | $8 | — | $8 | 1.60% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102158 PASADENA, CA 91189 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $28 | — | $28 | 8.38% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $5 | — | $5 | 1.50% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102158 PASADENA, CA 91189 | CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | $17 | — | $17 | 8.13% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | $3 | — | $3 | 1.44% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102158 PASADENA, CA 91189 | CIGNA DENTAL HEALTH OF MISSOURI, INC. | $7 | — | $7 | 8.33% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE, INC | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | CIGNA DENTAL HEALTH OF MISSOURI, INC. | $1 | — | $1 | 1.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 165 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 164 | $579K |
| Dental(8 contracts, 8 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 168 | $122K |
| Vision | VISION SERVICE PLAN | 143 | $17K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 343 | $51K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 50 | $27K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 411 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 411 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.