| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | UNITEDHEALTHCARE INSURANCE COMPANY | $45K | $495K | $540K | 2.73% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.01% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM FORT WORTH INC. | 1600 W 7TH STREET FORT WORTH, TX 761022500 | UNITEDHEALTHCARE INSURANCE COMPANY | $83 | — | $83 | 0.00% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | 39030 TREASURY CENTER CHICAGO, IL 60694 | AETNA LIFE INSURANCE CO. | $9K | — | $9K | 0.20% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 100 HALF DAY ROAD LINCOLNSHIRE, IL 600693258 | BLUECROSS BLUESHIELD OF TEXAS | $100K | — | $100K | 2.98% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | — | $84K | $84K | 3.00% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | KAISER FOUNDATION HEALTH PLAN INC | $25K | — | $25K | 1.57% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731296 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $91K | — | $91K | 9.11% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 75 REMITTANCE DRIVE, STE 1446 CHICAGO, IL 60675 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $5K | $5K | 0.55% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | HEALTH NET | $21K | — | $21K | 3.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731296 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $31K | — | $31K | 4.46% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731296 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $29K | — | $29K | 4.45% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 75 REMITTANCE DRIVE, STE 1446 CHICAGO, IL 60675 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $3K | $3K | 0.39% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILLIATES(CIGNA) | $22K | — | $22K | 4.46% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | DELTA DENTAL INSURANCE COMPANY | $18K | — | $18K | 4.50% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CT CHICAGO, IL 606949000 | KAISER FOUNDATION HEALTH PLAN INC | $5K | — | $5K | 1.64% |
| HEWITT INSURANCE BROKERAGE LLC3 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | KAISER FOUNDATION HELATH PLAN OF GEORGIA | $4K | $5K | $9K | 4.31% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 60694 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $4K | — | $4K | 2.68% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | VISION SERVICE PLAN | $9K | — | $9K | 7.50% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TRASURY CTR CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $48 | $5K | 4.40% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 60694 | HEALTH NET | $4K | — | $4K | 2.90% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | DEAN HEALTH PLAN INC | $1K | — | $1K | 1.74% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | ALPHA DENTAL PROGRAMS, INC. | $3K | — | $3K | 4.34% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERGAE | 39030 TREASURY CENTER CHICAGO, IL 60694 | KAISER FOUNDATION HELATH PLAN OF THE MID-ATLANTIC | $801 | — | $801 | 1.09% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC - EXCHANGE | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED | $2K | — | $2K | 4.32% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | VISION SERVICE PLAN | $285 | — | $285 | 1.44% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERGAE, LLC | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | DEAN HEALTH PLAN INC | $322 | — | $322 | 1.70% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC - EXCHANGE | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED | $624 | — | $624 | 4.23% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $872 | — | $872 | 6.59% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC - EXCHANGE | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED | $158 | — | $158 | 4.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,277 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 237 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 9,514 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(16 contracts, 13 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 7,114 | $33.8M |
| Dental(8 contracts, 8 carriers) | AETNA LIFE INSURANCE CO. | 1,390 | $5.4M |
| Vision(7 contracts, 3 carriers) | VISION SERVICE PLAN | 1,445 | $324K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 8,729 | $997K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 8,729 | $687K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 8,729 | $660K |
| Prescription drug | AETNA LIFE INSURANCE CO. | 1,191 | $4.3M |
| Other | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 8,729 | $997K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,729 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.