| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 418 E TYLER AVE STE B HARLINGEN, TX 78550 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $25K | $9K | $33K | 13.61% |
| STEPHEN P MASSI3 | 24306 SCHIVENER HOUSE LN KATY, TX 77493 | AFLAC | $5K | $385 | $6K | 3.35% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6601 I-40 WEST SUITE 1 AMARILLO, TX 79106 | AFLAC | $6K | $0 | $6K | 3.29% |
| STACY MASSI3 Filed as: STACY M MASSI | 24306 SCHIVENER HOUSE LN KATY, TX 77493 | AFLAC | $5K | $171 | $6K | 3.27% |
| BUTLER BENEFITS & CONSULTING3 Filed as: BUTLER BENEFITS AND CONSULTING INC | PO BOX 373 BUSHLAND, TX 79012 | AFLAC | $4K | $0 | $4K | 2.20% |
| JULIE L. HULSEY, LP3 Filed as: JULIE L HULSEY LP | 6601 W I-40 STE 1 AMARILLO, TX 79106 | AFLAC | $2K | $0 | $2K | 1.06% |
| JOHANN Y RESTITUYO3 | 19403 ALTON SPRINGS DR CYPRESS, TX 77433 | AFLAC | $1K | $0 | $1K | 0.74% |
| JEFF PETTIT3 | 4811 115TH ST LUBBOCK, TX 79424 | AFLAC | $1K | $0 | $1K | 0.67% |
| KRISTEN VICKERS3 | 19526 CAIRNS DR KATY, TX 77449 | AFLAC | $798 | $323 | $1K | 0.66% |
| ERIC D WESTALL3 | 2626 S LOOP W STE 340 HOUSTON, TX 77054 | AFLAC | $999 | $92 | $1K | 0.65% |
| DOMINEQUE D WESTALL3 | 1207 TANGLE BRIAR DR SEABROOK, TX 77586 | AFLAC | $812 | $70 | $882 | 0.52% |
| CECIL RAY PARKER3 | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $573 | $0 | $573 | 0.34% |
| VERA ANN PAREDES3 Filed as: VERA A PAREDES | PO BOX 1283 PASADENA, TX 77501 | AFLAC | $390 | $0 | $390 | 0.23% |
| EDWARD E BOYDSTUN3 | PO BOX 8512 AMARILLO, TX 79114 | AFLAC | $229 | $0 | $229 | 0.14% |
| PETER B WILKINSON JR3 | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $228 | $0 | $228 | 0.14% |
| PHYLLIS MCLEMORE3 Filed as: PHYLLIS DIANE MCLEMORE | 7005 NEWPORT DR AMARILLO, TX 79124 | AFLAC | $140 | $0 | $140 | 0.08% |
| PETER B WILKINSON JR3 | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $126 | $0 | $126 | 0.07% |
| LUIS F ROSALES3 | 3420 S COULTER ST #1636 AMARILLO, TX 79109 | AFLAC | $72 | $0 | $72 | 0.04% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT L CLARK | 5601 COUNTY ROAD 1450 LUBBOCK, TX 79407 | AFLAC | $65 | $0 | $65 | 0.04% |
| MARTY JOE TURNER3 | 209 WATERFORD DR CATAULA, GA 31804 | AFLAC | $53 | $0 | $53 | 0.03% |
| KEVIN BARRY TURK3 | 7803 TWIN HILLS DR HOUSTON, TX 77071 | AFLAC | $52 | $0 | $52 | 0.03% |
| JOSHUA LEE DAWSON3 | 11224 KENTUCKY OAKS DR CONROE, TX 77304 | AFLAC | $31 | $0 | $31 | 0.02% |
| MICHAEL A CUTAIA3 | 1225 NORTH LOOP W STE 214 HOUSTON, TX 77008 | AFLAC | $31 | $0 | $31 | 0.02% |
| MARTHA SUE DAVIS3 | 17914 NORWOOD OAKS DR SPRING, TX 77379 | AFLAC | $29 | $0 | $29 | 0.02% |
| CHRISTOPHER T KELLY3 | 2040 NORTH LOOP W STE 12 HOUSTON, TX 77018 | AFLAC | $26 | $0 | $26 | 0.02% |
| COLLEEN M CHALCRAFT3 | 18028 STARBOARD DR HOUSTON, TX 77058 | AFLAC | $25 | $0 | $25 | 0.01% |
| MATTHEW SUTTON3 | 2318 LEGENDS SHORE DR SPRING, TX 77386 | AFLAC | $19 | $0 | $19 | 0.01% |
| TODD A STULL3 | 810 S MASON RD STE 102 KATY, TX 77450 | AFLAC | $18 | $0 | $18 | 0.01% |
| CHAD HAINES3 Filed as: CHAD W HAINES | 108 WROXTON DR CONROE, TX 77304 | AFLAC | $16 | $0 | $16 | 0.01% |
| CHRISTOPHER T KELLY3 | 12600 NORTHBOROUGH DR STE 210 HOUSTON, TX 77067 | AFLAC | $14 | $0 | $14 | 0.01% |
| YVETTE ANN GONZALES3 | 15303 OCHRE LEAF TRL CYPRESS, TX 77433 | AFLAC | $13 | $0 | $13 | 0.01% |
| JEFFREY C WEST3 | 2466 FM 1697 LEDBETTER, TX 78946 | AFLAC | $8 | $0 | $8 | 0.00% |
| CHERISE M WADE3 | 1931 HIGHWAY 90 W SEALY, TX 77474 | AFLAC | $7 | $0 | $7 | 0.00% |
| KIM REED SMITH3 | 7815 DEERWOOD LAKE DR HUMBLE, TX 77346 | AFLAC | $7 | $0 | $7 | 0.00% |
| PRENTISS ATKINS CASTLE JR3 | 7293 DABADIE RD VENTRESS, LA 70783 | AFLAC | $7 | $0 | $7 | 0.00% |
| TODD A STULL3 | 8203 WILLOW PLACE DR STE 510 HOUSTON, TX 77070 | AFLAC | $6 | $0 | $6 | 0.00% |
| KEVIN BARRY TURK3 | 2828 ROGERDALE RD #65 HOUSTON, TX 77042 | AFLAC | $6 | $0 | $6 | 0.00% |
| MAEDE C MILLER3 | 17133 KNOLL DALE TRL CONROE, TX 77385 | AFLAC | $5 | $0 | $5 | 0.00% |
| MICHAEL GRASS3 | 21707 KINGSLAND BLVD STE 105 KATY, TX 77450 | AFLAC | $3 | $0 | $3 | 0.00% |
| MICHAEL GRASS3 | 21707 KINGSLAND STE 105 KATY, TX 77450 | AFLAC | $3 | $0 | $3 | 0.00% |
| MICHAEL SHANE KIRKLAND3 | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $2 | $0 | $2 | 0.00% |
| MAEDE C MILLER3 | 17133 KNOLL DALE TRL CONROE, TX 77385 | AFLAC | $2 | $0 | $2 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6601 I-40 WEST SUITE 1 AMARILLO, TX 79106 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 4.87% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 W GOLF RD 11TH FLOOR ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $1K | $1K | 1.14% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6601 I-40 WEST SUITE 1 AMARILLO, TX 79106 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 W GOLF RD 11TH FLOOR ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $890 | $890 | 1.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6601 I-40 WEST SUITE 1 AMARILLO, TX 79106 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 7.83% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 W GOLF RD 11TH FLOOR ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $333 | $333 | 1.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6601 I-40 WEST SUITE 1 AMARILLO, TX 79106 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 14.79% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6601 I-40 WEST SUITE 1 AMARILLO, TX 79106 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $563 | $0 | $563 | 27.02% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 W GOLF RD 11TH FLOOR ROLLING MEADOWS, IL 60008 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $39 | $39 | 1.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 617 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 618 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 411 | $246K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 611 | $162K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 58 | $27K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 611 | $89K |
| Other(3 contracts, 2 carriers) | AFLAC | 611 | $281K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 611 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.