| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | AETNA LIFE INSURANCE CO. | $26K | $0 | $26K | 7.63% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | AETNA HEALTH, INC. | $21K | $0 | $21K | 7.36% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $3K | $22K | 13.40% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY, STE. 345 HOUSTON, TX 77036 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $797 | $12K | 41.84% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $208 | $8K | 26.76% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY, STE. 345 HOUSTON, TX 77036 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $663 | $10K | 43.10% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $185 | $7K | 27.67% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY, STE. 345 HOUSTON, TX 77036 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $312 | $5K | 36.20% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $85 | $3K | 23.22% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 20.05% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $61 | $0 | $61 | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 185 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 206 | $410K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 299 | $168K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 299 | $168K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 299 | $168K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 299 | $168K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 299 | $168K |
| Other(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 299 | $202K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 299 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.