| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STOP LOSS INSURANCE SERVICES, INC.3 Filed as: STOP LOSS | — | GREAT MIDWEST INSURANCE COMPANY | $21K | — | $21K | 3.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 10000 N CENTRAL EXPY STE 1100 DALLAS, TX 75231 | ARMADACARE | $1K | — | $1K | 0.91% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 10000 N CENTRAL EXPY STE 1200 DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | $2K | $10K | 20.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 10000 N CENTRAL EXPY STE 1200 DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $2K | $7K | 19.75% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL TEXAS, INC. | 201 EAST MAIN STREET, SUITE 800 EL PASO, TX 79901 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 10000 N CENTRAL EXPY STE 1200 DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $1K | $5K | 19.89% |
| DOUG LENHOFF & ASSOCIATES3 Filed as: DOUG LENHOFF & ASSOC. INC. | 8100 SW NYBERG SUITE 220 TUALATIN, OR 97062 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 14.85% |
| RANDALL R MARTELL3 | 8080 N CENTRAL EXPWY SUITE 1500 DALLAS, TX 75206 | STANDARD INSURANCE COMPANY | $913 | — | $913 | 11.22% |
| IPS ADVISORS3 Filed as: IPS ADVISORS INC | 10000 N CENTRAL EXPWY SUITE 1100 DALLAS, TX 75231 | STANDARD INSURANCE COMPANY | $19 | — | $19 | 0.23% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 100000 N CENTRAL EXPY STE 1200 DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $427 | $156 | $583 | 20.47% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HUB INTERNATIONAL CONSULTANT | Insurance agents and brokers Service code 22 | 10000 N. CENTRAL EXPRESSWAY SUITE 1100 DALLAS, TX 77521 | $30K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 407 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 407 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MERITAIN HEALTH | 269 | $308K |
| Dental | MERITAIN HEALTH | 269 | $308K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 222 | $27K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 322 | $64K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 322 | $57K |
| Stop-loss / reinsurancereinsurance | GREAT MIDWEST INSURANCE COMPANY | 274 | $669K |
| Other(4 contracts, 3 carriers) | MERITAIN HEALTH | 322 | $451K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 322 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.