| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND NOYES, LLC | 2871 LAKE VISTA DRIVE, SUITE 12 LEWISVILLE, TX 75067 | HUMANA HEALTH PLAN OF TEXAS | $106K | $10K | $116K | 3.12% |
| NOBLE INSURANCE CORP.3 Filed as: THE NOBLE GROUP | 2245 TEXAS DRIVE, SUITE 170 SUGAR LAND, TX 77479 | HUMANA HEALTH PLAN OF TEXAS | $33K | $5K | $38K | 1.02% |
| TNG BENEFITS, LLC3 | 2245 TEXAS DRIVE, SUITE 170 SUGAR LAND, TX 77479 | VISION SERVICE PLAN | $1K | — | $1K | 1.88% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND NOYES, LLC | 2871 LAKE VISTA DRIVE LEWISVILLE, TX 75067 | VISION SERVICE PLAN | $910 | — | $910 | 1.69% |
| ROGER W. DEWITT3 | PO BOX 692367 HOUSTON, TX 77269 | AFLAC | $2K | $210 | $2K | 6.20% |
| MJ INSURANCE3 Filed as: CHAD W. HAINS AND VARIOUS AGENTS | 104 HUNTERS TRAIL CONROE, TX 77304 | AFLAC | $1K | $76 | $1K | 3.80% |
| TNG BENEFITS, LLC3 | 2245 TEXAS DRIVE, SUITE 170 SUGAR LAND, TX 77479 | AFLAC | $1K | $60 | $1K | 3.74% |
| CHARLOTTE C DURAND3 Filed as: CHARLOTTE C. DURAND | 32510 LOPEZ COURT MAGNOLIA, TX 77354 | AFLAC | $812 | $50 | $862 | 2.47% |
| HAMMIE WARD III3 | 1690 BYPASS ROAD WEST, SUITE 137 HUMBLE, TX 77338 | AFLAC | $493 | $60 | $553 | 1.59% |
| DAVID SHANE HATCH3 | 10101 HARWIN DRIVE, SUITE 370 HOUSTON, TX 77036 | AFLAC | $496 | — | $496 | 1.42% |
| MICHAEL SHANE KIRKLAND3 | 327 SOUTH WALNUT STREET FLORENCE, AL 35630 | AFLAC | $297 | — | $297 | 0.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 560 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 560 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN OF TEXAS | 529 | $3.7M |
| Vision | VISION SERVICE PLAN | 531 | $54K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 560 | $232K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 560 | $232K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 560 | $232K |
| Prescription drug | HUMANA HEALTH PLAN OF TEXAS | 529 | $3.7M |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 560 | $267K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 560 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.