| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $350K | $35K | $385K | 19.25% |
| ENTRUST AGENCIES INC Filed as: ENTRUST, LLC DBA 90 DEGREE BENEFITS | 22322 GRAND CORNER DRIVE, SUITE 200 KATY, TX 77494 | PAN AMERICAN LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $85K | $8K | $94K | 19.11% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $81K | $6K | $86K | 24.26% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $66K | $4K | $70K | 24.03% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $46K | $5K | $50K | 19.26% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $45K | $4K | $49K | 19.16% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $50K | $4K | $53K | 24.26% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $36K | $2K | $38K | 18.06% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $3K | $34K | 19.43% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | $1K | $31K | 18.47% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $1K | $24K | 18.82% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | $1K | $19K | 18.22% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $1K | $14K | 19.88% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $27 | $4K | 9.80% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | $377 | $31 | $408 | 18.77% |
| ENTRUST AGENCIES INC3 | 22322 GRAND CORNER DR STE 200 KATY, TX 774945941 | METROPOLITAN LIFE INSURANCE COMPANY | — | $106 | $106 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,563 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,563 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | PAN AMERICAN LIFE INSURANCE COMPANY | 2,414 | $2.4M |
| Dental(13 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,768 | $3.9M |
| Vision(13 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,768 | $3.9M |
| Life insurance(13 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,768 | $3.9M |
| Short-term disability(13 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,768 | $3.9M |
| Long-term disability(13 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,768 | $3.9M |
| Stop-loss / reinsurancereinsurance | PAN AMERICAN LIFE INSURANCE COMPANY | 2,414 | $1.6M |
| Other(13 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,768 | $3.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,768 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.