| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON, LLC | 840 GESSNER, STE 700 HOUSTON, TX 77024 | HUMANA INSURANCE COMPANY | $73K | — | $73K | 10.80% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS, LLC | 8030 N MOPAC EXPY AUSTIN, TX 78759 | HUMANA INSURANCE COMPANY | — | $504 | $504 | 0.07% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON, LLC | 840 GESSNER, STE 700 HOUSTON, TX 77024 | DENTICARE, INC | $23K | — | $23K | 8.17% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS, LLC | 8030 N MOPAC EXPY AUSTIN, TX 78759 | DENTICARE, INC | — | $667 | $667 | 0.23% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON, LLC | 840 GESSNER, STE 700 HOUSTON, TX 77024 | HUMANA INSURANCE COMPANY | $22K | — | $22K | 9.98% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF TEXAS, LLC | 8030 N MOPAC EXPY AUSTIN, TX 78759 | HUMANA INSURANCE COMPANY | — | $1K | $1K | 0.52% |
| ASSUREDPARTNERS Filed as: ASSUREDPARTNERS OF HOUSTON, LLC | 840 GESSNER, SUITE 700 HOUSTON, TX 77024 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 14.73% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BOON CHAPMANS EIN 74-2305238 | Contract Administrator Service code 13 | 9401 AMBERGLEN BLVD, BLDG I,STE 100 AUSTIN, TX 78729 | $254K |
| MELTON & MELTON, L.L.P. EIN 74-1550819 NONE | Accounting (including auditing) Service code 10 | 6002 ROGERDALE, SUITE 200 HOUSTON, TX 77072 | $46K |
| EDWARD JONES EIN 43-1591643 CUSTODIAN | Investment management Service code 28 | 201 PROGRESS PARKWAY MARYLAND HEIGHTS, MO 63043 | $28K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,640 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,000 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,640 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 961 | $965K |
| Vision | HUMANA INSURANCE COMPANY | 1,383 | $225K |
| Other | STANDARD INSURANCE COMPANY | 3,065 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,065 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.