| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $22K | $0 | $22K | 1.99% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF HOUSTON, LLC | 6200 SAVOY, STE. 345 HOUSTON, TX 77036 | GUARDIAN | $58K | $0 | $58K | 50.19% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | GUARDIAN | $23K | $0 | $23K | 20.23% |
| RETHINK WEALTH LLC3 Filed as: RETHINK WEALTH, LLC | 3040 POST OAK BLVD. HOUSTON, TX 77056 | GUARDIAN | $885 | $0 | $885 | 0.77% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INSURANCE BRYAN | PO BOX 3889 BRYAN, TX 77805 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.21% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 S. CAPITAL OF TEXAS HWY., STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $889 | $889 | 1.15% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INSURANCE BRYAN | PO BOX 3889 BRYAN, TX 77805 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.88% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 S. CAPITAL OF TEXAS HWY., STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $487 | $487 | 0.67% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INSURANCE BRYAN | PO BOX 3889 BRYAN, TX 77805 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 4.20% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 S. CAPITAL OF TEXAS HWY., WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 1.50% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INSURANCE BRYAN | PO BOX 3889 BRYAN, TX 77805 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.27% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 S. CAPITAL OF TEXAS HWY., STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $580 | $580 | 1.17% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INSURANCE BRYAN | PO BOX 3889 BRYAN, TX 77805 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 3.42% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 S. CAPITAL OF TEXAS HWY., STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $464 | $464 | 1.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 395 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 395 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 437 | $1.1M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 437 | $1.1M |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 349 | $38K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 415 | $122K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 414 | $72K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 415 | $77K |
| Other(3 contracts, 2 carriers) | GUARDIAN | 415 | $237K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 437 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.