| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEPHENS INSURANCE LLC3 | 111 CENTER STREET, SUITE 1410 LITTLE ROCK, AR 72201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $80K | $0 | $80K | 10.30% |
| GALLAGHER BENEFIT SERVICES, INC.3 | UNKNOWN KILLEEN, TX 76541 | AETNA LIFE INSURANCE COMPANY | $0 | $46 | $46 | 0.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,036 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 82 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SCOTT AND WHITE HEALTH PLAN | 487 | $3.2M |
| Dental | AETNA LIFE INSURANCE COMPANY | 370 | $42K |
| Vision | VISION SERVICE PLAN | 1,208 | $205K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,036 | $775K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,036 | $775K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,036 | $775K |
| Prescription drug | SCOTT AND WHITE HEALTH PLAN | 487 | $3.2M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,036 | $775K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,036 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.