| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS SCIENCE LLC3 | 10200 GROGANS MILL ROAD, SUITE 150 THE WOODLANDS, TX 77380 | AETNA LIFE INSURANCE COMPANY | $6K | — | $6K | 0.36% |
| BENEFITS SCIENCE LLC3 Filed as: BENEFITS SCIENCE, LLC | 2219 SAWDUST ROAD, SUITE 1001 THE WOODLANDS, TX 773802580 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 1.31% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INSURANCE SERVICES OF HOUSTON | 840 GESSNER ROAD, SUITE 600 HOUSTON, TX 770244145 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 0.40% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 3727 NORFOLK, VA 23514 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 2.78% |
| BENEFITS SCIENCE LLC3 Filed as: BENEFITS SCIENCE, LLC | 2219 SAWDUST ROAD SUITE 1001 THE WOODLANDS, TX 77380 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 2.25% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 3727 NORFOLK, VA 23514 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 3.90% |
| BENEFITS SCIENCE LLC3 | 2219 SAWDUST ROAD SUITE 1001 THE WOODLANDS, TX 77380 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 3.83% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 3727 NORFOLK, VA 23514 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 3.67% |
| BENEFITS SCIENCE LLC3 | 2219 SAWDUST ROAD SUITE 1001 THE WOODLANDS, TX 77380 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 3.25% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 3727 NORFOLK, VA 23514 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $586 | — | $586 | 8.46% |
| BENEFITS SCIENCE LLC3 Filed as: BENEFITS SCIENCE, LLC | 2219 SAWDUST ROAD SUITE 1001 THE WOODLANDS, TX 77380 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $453 | — | $453 | 6.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 625 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 21 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 653 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 351 | $1.7M |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,379 | $277K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,379 | $277K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 647 | $72K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 266 | $172K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 270 | $119K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 648 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,379 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.