No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 NONE | Float revenue; Claims processing; Non-monetary compensation; Direct payment from the plan; Other services; Named fiduciary; Participant communication; Contract Administrator Service code 12 | 280 TRUMBULL ST. 5 HARTFORD, CT 06103 | $375K |
| NEBA, INC EIN 65-0498809 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 2010 N.W. 150 AVENUE SUITE 100 PEMBROKE PINES, FL 33028 | $210K |
| PHILLIPS, RICHARD, AND RIND PA EIN 65-0765728 NONE | Legal; Direct payment from the plan Service code 29 | 9360 SW 72 STREET MIAMI, FL 33173 | $23K |
| BHA CONSULTINGS, LLC EIN 26-1384808 NONE | Consulting (general) Service code 16 | 5400 LAUREL SPRINGS PARKWAY STE. 1306 SUWANEE, GA 30024 | $18K |
| BROWN & BROWN OF FLORIDA,INC NONE | Insurance agents and brokers Service code 22 | 1201 WEST CYPRESS CREEK RD. STE 130 FT LAUDERDALE, FL 33309 | $0 |
| SUDLER INSURANCE SERVICES, INC NONE | Insurance agents and brokers Service code 22 | 5850 CORAL RIDGE DR CORAL SPRINGS, FL 33076 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 846 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 846 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 783 | $772K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 783 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.