| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURICA, INC.3 Filed as: INSURICA TX INSURANCE SERVICES, INC | 2400 NORTH GLENVILLE DRIVE RICHARDSON, TX 75082 | BLUECROSS BLUESHIELD OF TEXAS | $38K | $864 | $39K | 5.32% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS, INC. | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9K | $9K | $18K | 12.18% |
| INSURICA, INC.3 Filed as: INSURICA TX INSURANCE SERVICES, INC | 2400 NORTH GLENVILLE DRIVE RICHARDSON, TX 75082 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10K | $4K | $13K | 8.93% |
| INGLE BENEFITS LLC3 Filed as: INGLE BENEFITS, LLC | 1840 LARIAT TRAIL CELINA, TX 75009 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $2K | $6K | 4.22% |
| WILLIAM LEROY VINCENT3 | 2501 CHAMBRAY LANE MANSFIELD, TX 76063 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $894 | $4K | 2.48% |
| VIRGINIA LEDER-CLARK3 | 2800 SPRING OAKS HIGHLAND VILLAGE, TX 75077 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 2.47% |
| STEPHANIE ANN VINCENT3 Filed as: STEPHANIE A. VINCENT & OTHER AGENTS | 15 ATLANTA COURT MANSFIELD, TX 76063 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $236 | $0 | $236 | 0.16% |
| ANNALEE AHRENS3 | 4911 HOLLY TREE DRIVE DALLAS, TX 75287 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $206 | $0 | $206 | 0.14% |
| INSURICA, INC.3 Filed as: INSURICA TX INSURANCE SERVICES, INC | 2400 NORTH GLENVILLE DRIVE SUITE B125 RICHARDSON, TX 75082 | DEARBORN LIFE INSURANCE COMPANY | $7K | $0 | $7K | 11.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 129 | $727K |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 129 | $727K |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 160 | $66K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 160 | $66K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 107 | $150K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 160 | $66K |
| Prescription drug | BLUECROSS BLUESHIELD OF TEXAS | 129 | $727K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 160 | $215K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 160 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.