| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES VOLLMER3 | 401 N CARROLL # 207 SOUTHLAKE, TX 76092 | QBE INSURANCE CORPORATION | $28K | $0 | $28K | 9.07% |
| JAMES VOLLMER3 | 410 N CARROLL AVE SUITE 207 SOUTHLAKE, TX 76092 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $1K | $15K | 12.13% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE STREET MORRIS, IL 60540 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $1K | $7K | 5.57% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $5K | $5K | 4.08% |
| JAMES ARTHUR VOLLMER3 | 401 N CARROLL AVE #207 SOUTHLAKE, TX 76092 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST. MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 7.09% |
| JAMES ARTHUR VOLLMER3 Filed as: JAMES A VOLLMER | 401 N CARROLL #207 SOUTHLAKE, TX 76092 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | $0 | $1K | 10.02% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $58 | $1K | — |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | — |
| JAMES VOLLMER3 | 401 N CARROLL AVE STE 308 SOUTHLAKE, TX 76092 | METROPOLITAN LIFE INSURANCE COMPANY | -$163 | $427 | $264 | — |
| JAMES VOLLMER3 | 401 N CARROLL AVE STE 207 SOUTHLAKE, TX 76092 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $456 | $4K | — |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $898 | $57 | $955 | — |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | -$233 | -$233 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $84K |
| JAMES A VOLLMER EIN 45-4411322 BROKER | Other commissions Service code 55 | — | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 243 | $120K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 243 | $120K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 243 | $120K |
| Short-term disability(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 154 | $18K |
| Stop-loss / reinsurancereinsurance | QBE INSURANCE CORPORATION | 123 | $309K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 243 | $132K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 243 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.