| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | PO BOX 66119 VIRGINIA BEACH, VA 23466 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $27K | $0 | $27K | 2.08% |
| USI INSURANCE SERVICES LLC3 | PO BOX 66119 VIRGINIA BEACH, VA 23466 | ANTHEM LIFE INSURANCE COMPANY | $7K | $0 | $7K | 13.55% |
| LEIANN D WATKINS3 Filed as: LEIANN D. WATKINS | 2325 SEA SHELL ROAD APARTMENT 304 VIRGINIA BEACH, VA 23451 | AFLAC | $2K | $425 | $2K | 13.48% |
| ANITA BUECHLER BENEFIT SOLUTION LLC3 | 100 RABBIT RUN CHESAPEAKE, VA 23462 | AFLAC | $635 | $206 | $841 | 4.58% |
| PLUMB & ASSOCIATES INC3 Filed as: PLUMB AND ASSOCIATES INC. | 3228 DEER PARK DRIVE VIRGINIA BEACH, VA 23452 | AFLAC | $626 | $85 | $711 | 3.87% |
| GLENN E SMITH3 Filed as: GLENN E. SMITH | 1136 MASTERS ROW CHESAPEAKE, VA 23320 | AFLAC | $541 | $126 | $667 | 3.63% |
| ANITA BUECHLER3 | 1000 RABBIT RUN CHESEAPEAKE, VA 23320 | AFLAC | $367 | $0 | $367 | 2.00% |
| KATHERINE MOORE3 | 5304 ACADEMY ROAD VIRGINIA BEACH, VA 23462 | AFLAC | $278 | $41 | $319 | 1.74% |
| KATHERINE MOORE3 | 5269 GREENWICH ROAD, SUITE 100 VIRGINIA BEACH, VA 23462 | AFLAC | $22 | $0 | $22 | 0.12% |
| LEIANN D WATKINS3 Filed as: LEIANN D. WATKINS | 2325 SEA SHELL ROAD APARTMENT 304 VIRGINIA BEACH, VA 23451 | AFLAC | $2K | $379 | $2K | 13.46% |
| ANITA BUECHLER BENEFIT SOLUTION LLC3 | 100 RABBIT RUN CHESAPEAKE, VA 23462 | AFLAC | $735 | $191 | $926 | 5.35% |
| ANDREW JOHNSON BENEFITS GROUP LLC3 Filed as: ANDREW D. JOHNSON | 1310 EAST OCEAN VIEW AVENUE NORFOLK, VA 23503 | AFLAC | $623 | $77 | $700 | 4.05% |
| ANITA BUECHLER3 | 1000 RABBIT RUN CHESEAPEAKE, VA 23320 | AFLAC | $438 | $0 | $438 | 2.53% |
| GLENN E SMITH3 Filed as: GLENN E. SMITH | 1136 MASTERS ROW CHESAPEAKE, VA 23320 | AFLAC | $355 | $77 | $432 | 2.50% |
| LEIANN D WATKINS3 Filed as: LEIANN D. WATKINS | 2325 SEA SHELL ROAD APARTMENT 304 VIRGINIA BEACH, VA 23451 | AFLAC | $977 | $274 | $1K | 9.90% |
| ANITA BUECHLER BENEFIT SOLUTION LLC3 | 100 RABBIT RUN CHESAPEAKE, VA 23462 | AFLAC | $595 | $219 | $814 | 6.44% |
| ANDREW JOHNSON BENEFITS GROUP LLC3 Filed as: ANDREW D. JOHNSON | 1310 EAST OCEAN VIEW AVENUE NORFOLK, VA 23503 | AFLAC | $541 | $94 | $635 | 5.03% |
| GLENN E SMITH3 Filed as: GLENN E. SMITH | 1136 MASTERS ROW CHESAPEAKE, VA 23320 | AFLAC | $326 | $99 | $425 | 3.37% |
| ANITA BUECHLER3 | 1000 RABBIT RUN CHESEAPEAKE, VA 23320 | AFLAC | $244 | $0 | $244 | 1.93% |
| LEIANN D WATKINS3 Filed as: LEIANN D. WATKINS | 2325 SEA SHELL ROAD APARTMENT 304 VIRGINIA BEACH, VA 23451 | AFLAC | $431 | $68 | $499 | 14.31% |
| ANITA BUECHLER3 | 1000 RABBIT RUN CHESEAPEAKE, VA 23320 | AFLAC | $218 | $0 | $218 | 6.25% |
| GLENN E SMITH3 Filed as: GLENN E. SMITH | 1136 MASTERS ROW CHESAPEAKE, VA 23320 | AFLAC | $134 | $21 | $155 | 4.45% |
| ANITA BUECHLER BENEFIT SOLUTION LLC3 | 100 RABBIT RUN CHESAPEAKE, VA 23462 | AFLAC | $106 | $37 | $143 | 4.10% |
| PLUMB & ASSOCIATES INC3 Filed as: PLUMB AND ASSOCIATES INC. | 3228 DEER PARK DRIVE VIRGINIA BEACH, VA 23452 | AFLAC | $128 | $14 | $142 | 4.07% |
| KATHERINE MOORE3 | 5304 ACADEMY ROAD VIRGINIA BEACH, VA 23462 | AFLAC | $91 | $7 | $98 | 2.81% |
| KATHERINE MOORE3 | 5269 GREENWICH ROAD, SUITE 100 VIRGINIA BEACH, VA 23462 | AFLAC | $3 | $0 | $3 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 169 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 169 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 25 | $1.3M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 25 | $1.3M |
| Vision | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 25 | $1.3M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 169 | $52K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 169 | $52K |
| Prescription drug | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 25 | $1.3M |
| Other(6 contracts, 3 carriers) | ANTHEM LIFE INSURANCE COMPANY | 169 | $113K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 169 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.