| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: WOTHAM, MARSH MCLENNAN AGENCY | 131 INTERPARK BLVD SAN ANTONIO, TX 78216 | UNITEDHEATHCARE INSURANCE COMPANY | $27K | $120K | $147K | 5.75% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCCLENNAN AGENCY, LLC | 2500 CITY WEST BLVD STE 2400 HOUSTON, TX 77042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $4K | $13K | 5.35% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN. STE 1600 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | $33K | — | $33K | 29.28% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM SAN ANTONIO, INC. | 131 INTERPARK BLVD. SAN ANTONIO, TX 78216 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 2.55% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MASH & MCLENNAN AGENCY LLC | 6166 RETAIL RD DALLAS, TX 75231 | UNUM INSURANCE COMPANY | $7K | $736 | $8K | 16.59% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCCLENNAN AGENCY, LLC | 2500 CITY WEST BLVD. STE 2400 HOUSTON, TX 77042 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $611 | $3K | 9.11% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC HQ | 6166 RETAIL RD DALLAS, TX 75231 | UNUM INSURANCE COMPANY | $3K | $371 | $3K | 16.93% |
| MARSH & MCLENNAN AGENCY LLC3 | 6166 RETAIL RD DALLAS, TX 75231 | UNUM INSURANCE COMPANY | $2K | $224 | $2K | 12.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 426 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 428 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEATHCARE INSURANCE COMPANY | 496 | $2.6M |
| Dental | UNITEDHEATHCARE INSURANCE COMPANY | 496 | $2.6M |
| Vision | UNITEDHEATHCARE INSURANCE COMPANY | 496 | $2.6M |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 455 | $346K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 455 | $274K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 455 | $235K |
| Other(5 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 455 | $426K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 496 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.