| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICK R HOGAN3 Filed as: RICK R HOGAN INSURANCE | 137 SOUTH 1250 EAST LOGAN, UT 84321 | COMPANION LIFE INSURANCE COMPANY GROUP DENTAL INDEMNITY PLAN | $5K | — | $5K | 7.16% |
| AGENTS PARTNER INSURANCE3 Filed as: AGENTS PARTNERS INSURANCE | 4663 CARRIAGE LANE CEDAR HILLS, UT 84062 | COMPANION LIFE INSURANCE COMPANY GROUP DENTAL INDEMNITY PLAN | $781 | — | $781 | 1.21% |
| RICK R HOGAN3 Filed as: RICK R HOGAN INSURANCE | 137 SOUTH 1250 EAST LOGAN, UT 84321 | TOTAL DENTAL ADMINISTRATORS OF UTAH, INC. | $1K | — | $1K | 6.73% |
| AGENTS PARTNER INSURANCE3 | 4663 CARRIAGE LANE CEDAR HILLS, UT 84062 | TOTAL DENTAL ADMINISTRATORS OF UTAH, INC. | $282 | — | $282 | 1.41% |
| RICK R HOGAN3 Filed as: RICK R HOGAN INSURANCE | 137 SOUTH 1250 EAST LOGAN, UT 84321 | OPTICARE OF UTAH | $2K | — | $2K | 10.62% |
| AGENTS PARTNER INSURANCE3 Filed as: AGENTS PARTNERS INSURANCE | 4663 CARRIAGE LANE CEDAR HILLS, UT 84062 | OPTICARE OF UTAH | $377 | — | $377 | 2.20% |
| RICK R HOGAN3 Filed as: RICK R. HOGAN | 137 SOUTH 1250 EAST LOGAN, UT 84321 | COMPANION LIFE INSURANCE COMPANY | $832 | — | $832 | 14.30% |
| TOTAL DENTAL ADMINISTRATORS, INC.3 Filed as: TOTAL DENTAL ADMINISTRATORS | 6985 UNION PARK CENTER SUITE 675 COTTONWOOD HEIGHTS, UT 84047 | COMPANION LIFE INSURANCE COMPANY | $416 | — | $416 | 7.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 161 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY GROUP DENTAL INDEMNITY PLAN | 109 | $85K |
| Vision | OPTICARE OF UTAH | 144 | $17K |
| Life insurance | COMPANION LIFE INSURANCE COMPANY | 161 | $6K |
| Other | COMPANION LIFE INSURANCE COMPANY | 161 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.