| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 6.62% |
| TRUENORTH COMPANIES LC5 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $4K | $4K | 5.00% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 4.42% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| TRUENORTH COMPANIES LC5 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.00% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.40% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 20.00% |
| TRUENORTH COMPANIES LC5 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.00% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.20% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 9.48% |
| TRUENORTH COMPANIES LC5 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.00% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 4.47% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | ASSURITY LIFE INSURANCE COMPANY | $762 | — | $762 | 7.51% |
| RHONDA S PAPE3 | PO BOX 838 208 AUSTIN AVE. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $570 | — | $570 | 5.61% |
| COLE PAPE3 Filed as: COLE M PAPE | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $285 | — | $285 | 2.81% |
| DANE ALAN PAPE3 | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $285 | — | $285 | 2.81% |
| RHONDA S PAPE3 Filed as: RHONDA PAPE | PO BOX 838 208 AUSTIN AVE. MAQUOKETA, IA 52060 | PROSPERITY LIFE GROUP | $542 | — | $542 | 7.56% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 161690 AUSTIN, TX 78716 | PROSPERITY LIFE GROUP | $539 | — | $539 | 7.52% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, LLC | 500 1ST. ST. SE CEDAR RAPIDS, IA 52401 | PROSPERITY LIFE GROUP | $492 | — | $492 | 6.86% |
| COLE PAPE3 Filed as: COLE MARVIN PAPE | 115 E PLATT ST. MAQUOKETA, IA 52060 | PROSPERITY LIFE GROUP | $258 | — | $258 | 3.60% |
| DANE PAPE3 Filed as: DANE A PAPE | 115 E PLATT ST. MAQUOKETA, IA 52060 | PROSPERITY LIFE GROUP | $205 | — | $205 | 2.86% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $685 | — | $685 | 10.00% |
| TRUENORTH COMPANIES LC5 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $343 | $343 | 5.01% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $186 | $186 | 2.71% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | ASSURITY LIFE INSURANCE COMPANY | $920 | — | $920 | 14.74% |
| RHONDA S PAPE3 | PO BOX 838 208 AUSTIN AVE. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $689 | — | $689 | 11.04% |
| COLE PAPE3 Filed as: COLE M PAPE | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $344 | — | $344 | 5.51% |
| DANE ALAN PAPE3 | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $344 | — | $344 | 5.51% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | ASSURITY LIFE INSURANCE COMPANY | $508 | — | $508 | 17.13% |
| RHONDA S PAPE3 | PO BOX 838 208 AUSTIN AVE. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $380 | — | $380 | 12.82% |
| COLE PAPE3 Filed as: COLE M PAPE | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $190 | — | $190 | 6.41% |
| DANE ALAN PAPE3 | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $190 | — | $190 | 6.41% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | ASSURITY LIFE INSURANCE COMPANY | $400 | — | $400 | 16.62% |
| RHONDA S PAPE3 | PO BOX 838 208 AUSTIN AVE. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $300 | — | $300 | 12.46% |
| COLE PAPE3 Filed as: COLE M PAPE | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $150 | — | $150 | 6.23% |
| DANE ALAN PAPE3 | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $150 | — | $150 | 6.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 289 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 290 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 206 | $51K |
| Life insurance(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 267 | $92K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 131 | $57K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 237 | $71K |
| Other(9 contracts, 4 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 267 | $171K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 267 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.