| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LYONS, DONALD, ROBERT3 | 410 W 7TH ST STE 2 FORT WORTH, TX 761024727 | AMERITAS LIFE INSURANCE CORP. | $18K | — | $18K | 10.00% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 524012002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $778 | $4K | 13.46% |
| DONALD ROBERT LYONS3 | 2000 E LAMAR BLVD STE 370 ARLINGTON, TX 760067322 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 4.50% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 524012002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $715 | $3K | 13.32% |
| DONALD ROBERT LYONS3 | 2000 E LAMAR BLVD STE 370 ARLINGTON, TX 760067322 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 4.50% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 524012002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $733 | $3K | 13.44% |
| DONALD ROBERT LYONS3 | 410 W 7TH ST STE 2 FORT WORTH, TX 761024727 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 4.50% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 524012002 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $667 | $3K | 13.55% |
| DONALD ROBERT LYONS3 | 2000 E LAMAR BLVD STE 370 ARLINGTON, TX 760067322 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $982 | — | $982 | 4.50% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 524012002 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 9.24% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 524012002 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 19.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TEXAS INC. | 920 MEMORIAL CITY WAY SUITE 500 HOUSTON, TX 77024 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA | $698 | — | $698 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP. | 279 | $179K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 279 | $179K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 149 | $52K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 149 | $22K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 149 | $25K |
| Other(5 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 149 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 279 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.