| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC. Filed as: HAYS COMPANIES INSURANCE | 5850 GRANITE PKWY SUITE 350 PLANO, TX 75024 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | — | $15K | 7.83% |
| HAYS COMPANIES, INC. Filed as: HAYS COMPANIES INSURANCE | 5850 GRANITE PKWY SUITE 350 PLANO, TX 75024 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 7.63% |
| MPART BENEFITS INC Filed as: MPART BENEFITS INC. | 100 ALBRIGHT LN PROSPER, TX 75078 | CLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $3K | $8K | 10.20% |
| INGLE BENEFITS LLC | 1840 LARIAT TRAIL CELINA, TX 75009 | CLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $558 | $2K | 2.61% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARCH & MCLENNAN AGENCY LLC | PO BOX 85638 SAN DIEDGO, CA 92186 | CLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 1.39% |
| NATIONAL ENROLLMENT PARTNERS LLC | NATIONAL ENROLLMENT PARTNERS LLC CRANSTON, RI 02920 | CLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $868 | $90 | $958 | 1.30% |
| VIRGINIA LEDER-CLARK | 2800 SPRING OAKS HIGHLAND VILLAGE, TX 75077 | CLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $394 | $171 | $565 | 0.76% |
| MARY BETH HARRIS | 6002 BLUE BAY DR. DALLAS, TX 75248 | CLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $489 | — | $489 | 0.66% |
| DAVID EVANS | 2711 YORK CT. SOUTHLAKE, TX 76092 | CLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $57 | — | $57 | 0.08% |
| SHELLIE LYN COX | 6015 MCCANN RD. LONGVIEW, TX 75605 | CLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| HAYS COMPANIES, INC. Filed as: HAYS COMPANIES INSURANCE | 5850 GRANITE PKWY SUITE 350 PLANO, TX 75024 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,048 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,048 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 68 | $74K |
| Dental | DELTA DENTAL INSURANCE COMPANY | 0 | $358K |
| Vision | VISION SERVICE PLAN | 547 | $108K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 174 | $192K |
| Short-term disability(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 288 | $79K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 174 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 547 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.