| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE, 5TH FLOOR DALLAS, TX 75231 | GUARDIAN LIFE INSURANCE COMPANY | $36K | $7K | $43K | 12.78% |
| KEVIN M PAILET3 | 8144 WALNUT HILL LANE, 15TH FL DALLAS, TX 75231 | STANDARD INSURANCE COMPANY | $9K | $0 | $9K | 9.65% |
| WESTON BRYAN3 | 4816 ALLENCREST LANE DALLAS, TX 75244 | STANDARD INSURANCE COMPANY | $9K | $0 | $9K | 9.17% |
| REED HEADLEY SCHNITTKER3 | 2400 DALLAS PARKWAY, STE 260 PLANO, TX 75093 | STANDARD INSURANCE COMPANY | $7K | $0 | $7K | 7.68% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | PETERSEN INTERNATIONAL UNDERWRITERS | $5K | $0 | $5K | 10.73% |
| WESTON BRYAN3 | 2400 DALLAS PARKWAY, STE 260 PLANO, TX 75093 | PETERSEN INTERNATIONAL UNDERWRITERS | $4K | $0 | $4K | 9.39% |
| REED HEADLEY SCHNITTKER3 Filed as: REED SCHNITTKER | 2400 DALLAS PARKWAY, STE 260 PLANO, TX 75093 | PETERSEN INTERNATIONAL UNDERWRITERS | $4K | $0 | $4K | 8.49% |
| A PLUS PLANNING & INSURANCE LLC3 Filed as: PLUS GROUP | — | PETERSEN INTERNATIONAL UNDERWRITERS | $224 | $0 | $224 | 0.48% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 85638 SAN DIEGO, CA 92186 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $242 | $3K | 7.99% |
| VIRGINIA LEDER-CLARK3 | 2800 SPRING OAKS HIGHLAND VILLAGE, TX 75077 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $215 | $2K | 3.62% |
| SHAUN PATRICK CLARK3 | 2401 SPRINGHILL AVENUE FLOWER MOUND, TX 75028 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $453 | $536 | $989 | 2.38% |
| INGLE BENEFITS LLC3 | 1840 LARIAT TRAIL CELINA, TX 75009 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $468 | $177 | $645 | 1.55% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KLH INSURANCE INC | 886 POPLAR LANE WATERTOWN, MN 55388 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $468 | $97 | $565 | 1.36% |
| MPART BENEFITS INC3 | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $312 | $213 | $525 | 1.26% |
| MS HEALTH ECONOMICS CONSULTANTS LLC3 | 10459 SW 78TH ST MIAMI, FL 33173 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $332 | $9 | $341 | 0.82% |
| NATIONAL ENROLLMENT PARTNERS LLC3 | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $109 | $65 | $174 | 0.42% |
| MARC A GROVE3 | 25900 AUTUMN WAY ROGERS, MN 55374 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $28 | $67 | $95 | 0.23% |
| MICHELE RHEIN3 | 446 COUNTRY CLUB DR LANSDALE, PA 19446 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $36 | $0 | $36 | 0.09% |
| MARY BETH HARRIS3 | 6002 BLUE BAY DR DALLAS, TX 75248 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10 | $0 | $10 | 0.02% |
| SOTERIA PARTNERS LLC3 | 77 HAGGERTY DR WEST ORANGE, NJ 07052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3 | $5 | $8 | 0.02% |
| STEPHANIE ANN VINCENT3 | 15 ATLANTA CT MANSFIELD, TX 76063 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TELADOC | 123 | $12K |
| Dental | GUARDIAN LIFE INSURANCE COMPANY | 119 | $336K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY | 119 | $336K |
| Life insurance | GUARDIAN LIFE INSURANCE COMPANY | 119 | $336K |
| Short-term disability | GUARDIAN LIFE INSURANCE COMPANY | 119 | $336K |
| Long-term disability | GUARDIAN LIFE INSURANCE COMPANY | 119 | $336K |
| Other(4 contracts, 4 carriers) | GUARDIAN LIFE INSURANCE COMPANY | 119 | $518K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 123 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.