| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, INC. | UNKNOWN DALLAS, TX 75219 | UNITED CONCORDIA INSURANCE COMPANY | $14K | $0 | $14K | 11.20% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | UNKNOWN AUSTIN, TX 78731 | UNITED CONCORDIA INSURANCE COMPANY | $5K | $0 | $5K | 3.71% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, LLC | PO BOX 441 DES MOINES, IA 50302 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $14K | $0 | $14K | 13.59% |
| AVANT SPECIALTY BENEFITS LLC3 Filed as: AVANT SPECIALITY BENEFITS | 1828 WALNUT STREET, SUITE 700 KANSAS CITY, MO 64108 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $2K | $2K | 1.81% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES, LLC | 12712 PARK CENTRAL DRIVE, SUITE 100 DALLAS, TX 75251 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $0 | $2K | 7.57% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 101 SUMMIT AVENUE, SUITE 600 FORT WORTH, TX 76102 | UNITEDHEALTHCARE INSURANCE COMPANY | $706 | $0 | $706 | 2.43% |
| HOLMES MURPHY & ASSOCIATES4 Filed as: HOLMES MURPHY AND ASSOCIATES, LLC | 12712 PARK CENTRAL DRIVE, SUITE 100 DALLAS, TX 75251 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $785 | $0 | $785 | 14.03% |
| DIANE D. ENGLISH4 | 1721 WEST POINT DRIVE CARROLLTON, TX 75007 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $610 | $0 | $610 | 10.90% |
| PAT F PARKER4 Filed as: PAT F. PARKER | 5 SAWGRASS COURT FRISCO, TX 75034 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $89 | $0 | $89 | 1.59% |
| MARSH & MCLENNAN AGENCY LLC4 Filed as: MARSH AND MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LANE, SUITE 5 DALLAS, TX 75231 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $77 | $0 | $77 | 1.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 341 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 341 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 414 | $127K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 278 | $29K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 341 | $104K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 341 | $104K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 341 | $104K |
| Other(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 341 | $110K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 414 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.