| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN | 11847 COURT 176 CELINA, TX 75009 | LIFE INSURANCE COMPANY OF N AMERICA | $178K | — | $178K | 2.91% |
| MARSH & MCLENNAN AGENCY LLC Filed as: MARSH & MCLENNAN | 11847 COURT 176 CELINA, TX 75009 | LIFE INSURANCE COMPANY OF N AMERICA | $32K | — | $32K | 2.93% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 5847 SAN FELIPE ST STE 2750 HOUSTON, TX 77057 | LIFE INSURANCE COMPANY OF N AMERICA | $1K | — | $1K | 15.00% |
| REUBEN WARNER ASSOCIATES, INC. | 1655 RICHMOND AVENUE STATEN ISLAND, NY 10314 | FEDERAL INSURANCE COMPANY | $921 | — | $921 | 20.00% |
| DAVIS CAPITAL CORPORATION Filed as: DAVIS CAPITAL CORP | 25815 KAREN ROAD KATY, TX 77494 | FEDERAL INSURANCE COMPANY | $691 | — | $691 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,657 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 18,657 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(4 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF N AMERICA | 18,657 | $7.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,657 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.