| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RISK SERVICES OF LOUISIANA INC3 | 2190 NORTH LOOP WEST, SUITE 309 HOUSTON, TX 77018 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $45K | $5K | $50K | 14.48% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $21K | $21K | 6.04% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMIN INC | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $12K | $12K | 3.38% |
| RISK SERVICES OF LOUISIANA INC3 | 400 TEXAS STREET, SUITE 100 SHREVEPORT, LA 71101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | $0 | $8K | 10.56% |
| MJ INSURANCE3 Filed as: BRENDA WRIGHT AND VARIOUS AGENTS | 2526 DOGTOOTH COURT CORPUS CHRISTI, TX 78414 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 2.24% |
| STACY R RODGERS3 | 2725 WALDRON ROAD, SUITE 55 CORPUS CHRISTI, TX 78418 | CONTINENTAL AMERICAN INSURANCE COMPANY | $950 | $0 | $950 | 1.21% |
| SUZANNE MCFARLAND3 | 1125 SETH STREET CORPUS CHRISTI, TX 78418 | CONTINENTAL AMERICAN INSURANCE COMPANY | $604 | $0 | $604 | 0.77% |
| ANGELICA M. LIMON3 | 1221 SHIELS DRIVE CORPUS CHRISTI, TX 78412 | CONTINENTAL AMERICAN INSURANCE COMPANY | $602 | $0 | $602 | 0.77% |
| SANDY C CANTU3 Filed as: SANDY C. CANTU | 5402 FISHER CIRCLE CORPUS CHRISTI, TX 78413 | CONTINENTAL AMERICAN INSURANCE COMPANY | $558 | $0 | $558 | 0.71% |
| SALVADOR DALI SANCHEZ3 Filed as: SALVADOR D. SANCHEZ | 5866 SOUTH STAPLES STREET SUITE 306 CORPUS CHRISTI, TX 78413 | CONTINENTAL AMERICAN INSURANCE COMPANY | $475 | $0 | $475 | 0.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 270 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 79 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 349 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 722 | $348K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 722 | $348K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 722 | $348K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 722 | $427K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 722 | $348K |
| Other(3 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 722 | $453K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 722 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.