| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 79602 | SHA, L.L.C. | $39K | — | $39K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY LLC | 1 S JEFFERSON ST ROANOKE, VA 24101 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 5.84% |
| INSURANCE PARTNERS OF TEXAS3 | 7412 UNIVERSITY AVE UNIT 1 LUBBOCK, TX 79423 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 3.99% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD STE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $7K | 19.45% |
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 79602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 6.65% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD STE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 19.16% |
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 79602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 6.74% |
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 79602 | SOUTHWEST LIFE AND HEALTH | $1K | — | $1K | 5.00% |
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 79602 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 9.93% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD STE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $952 | $3K | 19.75% |
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 79602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $990 | — | $990 | 6.69% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD STE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $570 | $2K | 14.72% |
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 79602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $605 | — | $605 | 4.90% |
| MARSH & MCLENNAN AGENCY LLC3 | 2500 CITY WEST BLVD STE 240 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $538 | $246 | $784 | 19.48% |
| INSURANCE PARTNERS OF TEXAS3 | 2230 INDUSTRIAL BLVD ABILENE, TX 79602 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $267 | — | $267 | 6.63% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 190 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SHA, L.L.C. | 430 | $799K |
| Dental | AETNA LIFE INSURANCE COMPANY | 309 | $63K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 270 | $15K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 190 | $40K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 105 | $26K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 88 | $15K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 194 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 430 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.