| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC | 700 N PEARL ST STE N1700 DALLAS, TX 75201 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $75K | $75K | 4.24% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | PO BOX 2158 RIVERSIDE, CA 92516 | SUN LIFE ASSURANCE COMPANY OF CANADA | $35K | $0 | $35K | 13.65% |
| EOI SERVICE COMPANY INC3 | 1820 EAST FIRST STREET SUITE 400 SANTA ANA, CA 92705 | SUN LIFE ASSURANCE COMPANY OF CANADA | $56K | $0 | $56K | 23.56% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | PO BOX 2158 RIVERSIDE, CA 92516 | SUN LIFE ASSURANCE COMPANY OF CANADA | $30K | $0 | $30K | 12.69% |
| EOI SERVICE COMPANY INC3 | 3100 E. MIRALOMA AVE SUITE 240 ANAHEIM, CA 92806 | TRUSTMARK INSURANCE COMPANY | $32K | $0 | $32K | 27.51% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | 3221 COLLINSWORTH STREET FORT WORTH, TX 76107 | TRUSTMARK INSURANCE COMPANY | $17K | $0 | $17K | 14.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 544 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 16 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 560 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 307 | $1.8M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 620 | $257K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 620 | $257K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 620 | $257K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 314 | $238K |
| Other(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 620 | $611K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 620 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.