| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GORDON YOUNGBLOOD3 Filed as: GORDON R YOUNGBLOOD | 15950 DALLAS PKWY STE 400 DALLAS, TX 75240 | BLUE CROSS BLUE SHIELD OF TEXAS | $80K | $1K | $81K | 48.86% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE AND FIN SVCS | 12404 PARK CENTRAL SUITE 400S DALLAS, TX 75251 | BLUE CROSS BLUE SHIELD OF TEXAS | $16K | — | $16K | 9.82% |
| GORDON YOUNGBLOOD3 Filed as: GORDON R YOUNGBLOOD | 15950 DALLAS PKWY STE 400 DALLAS, TX 75240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $16K | — | $16K | 10.58% |
| GORDON YOUNGBLOOD3 Filed as: GORDON R YOUNGBLOOD | 15950 DALLAS PKWY STE 400 DALLAS, TX 75248 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| GORDON YOUNGBLOOD3 Filed as: GORDON R YOUNGBLOOD | 15950 DALLAS PKWY STE 400 DALLAS, TX 75248 | VISION SERVICE PLAN | $1K | — | $1K | 4.61% |
| GORDON YOUNGBLOOD3 Filed as: GORDON R YOUNGBLOOD | 15950 DALLAS PKWY STE 400 DALLAS, TX 75248 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| GORDON YOUNGBLOOD3 Filed as: GORDON R YOUNGBLOOD | 15950 DALLAS PKWY STE 400 DALLAS, TX 75248 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 268 | $148K |
| Vision | VISION SERVICE PLAN | 108 | $31K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 158 | $8K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 151 | $25K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 157 | $37K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 268 | $156K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 315 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.