| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TPB INSURANCE GROUP, INC.3 Filed as: TPB INSURANCE GROUP INC | 1900 NW LOOP 410 STE 200 SAN ANTONIO, TX 78213 | AETNA LIFE INSURANCE CO | $3K | $4K | $7K | 0.84% |
| THE BANK OF SAN ANTONIO INS. GROUP3 Filed as: THE BANK OF SAN ANTONIO INS GRP INC | 1900 NW LOOP 410 STE 200 SAN ANTONIO, TX 78213 | AETNA LIFE INSURANCE CO | $806 | — | $806 | 0.10% |
| TPB INSURANCE GROUP, INC.3 Filed as: TPB INSURANCE GROUP INC | 1900 NW LOOP 410 SAN ANTONIO, TX 78213 | AETNA LIFE INSURANCE CO | $685 | $772 | $1K | 1.16% |
| TPB INSURANCE GROUP, INC. Filed as: TPB INSURANCE GROUP INC | 1900 NW LOOP 410 STE 200 SAN ANTONIO, TX 78213 | BLUE CROSS BLUE SHIELD OF TEXAS | $3K | — | $3K | 15.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 108 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 108 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AETNA LIFE INSURANCE CO | 108 | $948K |
| Dental(2 contracts) | AETNA LIFE INSURANCE CO | 108 | $948K |
| Vision(2 contracts) | AETNA LIFE INSURANCE CO | 108 | $948K |
| Life insurance | BLUE CROSS BLUE SHIELD OF TEXAS | 83 | $20K |
| Other | BLUE CROSS BLUE SHIELD OF TEXAS | 83 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 108 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.