| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AMERICAP INSURANCE GROUP LLC3 | PO BOX 2789 ADDISON, TX 75001 | AETNA LIFE INSURANCE COMPANY | $15K | $0 | $15K | 0.94% |
| AMERICAP INSURANCE GROUP LLC3 Filed as: AMERICAP INSURANCE GROUP | 15770 N DALLAS PARKWAY STE 600 DALLAS, TX 75248 | TRUSTMARK INSURANCE COMPANY | $10K | $0 | $10K | 28.78% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY STE 345 HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $5K | $0 | $5K | 13.78% |
| BRYAN INGLIS3 | 6122 GARDEN LAKES LANE SUGARLAND, TX 77479 | TRUSTMARK INSURANCE COMPANY | $633 | $0 | $633 | 1.77% |
| KENNY BAKER3 | 5442 MCCULLOCH CIRCLE HOUSTON, TX 77056 | TRUSTMARK INSURANCE COMPANY | $581 | $0 | $581 | 1.62% |
| ALLEN BAKER3 Filed as: ALLEN C BAKER | 12214 COBBLE COVE CIRCLE CYPRESS, TX 77433 | TRUSTMARK INSURANCE COMPANY | $275 | $0 | $275 | 0.77% |
| ALLISON WISE3 | 7142 LAGUNA VILLAS HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| AMERICAP INSURANCE GROUP LLC3 Filed as: AMERICAP INSURANCE GROUP | 15770 N DALLAS PARKWAY STE 600 DALLAS, TX 75248 | TRUSTMARK INSURANCE COMPANY | $5K | $0 | $5K | 18.63% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY STE 345 HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $3K | $0 | $3K | 10.60% |
| KENNY BAKER3 | 5442 MCCULLOCH CIRCLE HOUSTON, TX 77056 | TRUSTMARK INSURANCE COMPANY | $431 | $0 | $431 | 1.53% |
| BRYAN INGLIS3 | 6122 GARDEN LAKES LANE SUGARLAND, TX 77479 | TRUSTMARK INSURANCE COMPANY | $385 | $0 | $385 | 1.37% |
| ALLEN BAKER3 Filed as: ALLEN C BAKER | 12214 COBBLE COVE CIRCLE CYPRESS, TX 77433 | TRUSTMARK INSURANCE COMPANY | $162 | $0 | $162 | 0.58% |
| ALLISON WISE3 | 7142 LAGUNA VILLAS HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| AMERICAP INSURANCE GROUP LLC3 Filed as: AMERICAP INSURANCE GROUP | 15770 N DALLAS PARKWAY STE 600 DALLAS, TX 75248 | TRUSTMARK INSURANCE COMPANY | $4K | $0 | $4K | 19.12% |
| PROFESSIONAL ENROLLMENT CONCEPTS3 | 6200 SAVOY STE 345 HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $3K | $0 | $3K | 11.57% |
| BRYAN INGLIS3 | 6122 GARDEN LAKES LANE SUGARLAND, TX 77479 | TRUSTMARK INSURANCE COMPANY | $338 | $0 | $338 | 1.45% |
| KENNY BAKER3 | 5442 MCCULLOCH CIRCLE HOUSTON, TX 77056 | TRUSTMARK INSURANCE COMPANY | $308 | $0 | $308 | 1.32% |
| ALLEN BAKER3 Filed as: ALLEN C BAKER | 12214 COBBLE COVE CIRCLE CYPRESS, TX 77433 | TRUSTMARK INSURANCE COMPANY | $141 | $0 | $141 | 0.61% |
| ALLISON WISE3 | 7142 LAGUNA VILLAS HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERICAP INSURANCE GROUP LLC | Insurance agents and brokers Service code 22 | PO BOX 2789 ADDISON, TX 75001 | $68K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 306 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 311 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 394 | $1.6M |
| Dental | AETNA LIFE INSURANCE COMPANY | 394 | $1.6M |
| Vision | AETNA LIFE INSURANCE COMPANY | 394 | $1.6M |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 394 | $1.6M |
| Other(3 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 394 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 394 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.