| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANBTX INSURANCE SERVICES, INC.3 | 12400 COIT RD SUITE 1100 DALLAS, TX 75251 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $50K | — | $50K | 11.20% |
| FOSTER-CARY CORPORATION3 | 17300 PRESTON RD STE 260 DALLAS, TX 75252 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 3.77% |
| ANBTX INSURANCE SERVICES, INC.3 | 12400 COIT RD SUITE 1100 DALLAS, TX 75251 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $330 | — | $330 | 0.37% |
| SHERRY M ALLBRITTON3 | 3809 WINDING RD ARLINGTON, TX 76016 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $51 | $4K | 7.55% |
| JOE FOSTER3 | 17300 PRESTON RD DALLAS, TX 75252 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 1.85% |
| COLONIAL LIFE & ACCIDENT3 Filed as: COLONIAL OF NORTH TEXAS INSURANCE G | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $719 | $247 | $966 | 1.66% |
| GLADY R ROWAN3 Filed as: GLADY R. ROWAN | 202 W LOUISIANA MCKINNEY, TX 75069 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $142 | — | $142 | 0.24% |
| MYLES MENDENHALL3 | 17300 PRESTON RD DALLAS, TX 75252 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $84 | — | $84 | 0.14% |
| JESSICA CHRISTINE LEARD3 | 351 NORTH POST OAK LANE #610 HOUSTON, TX 77024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | $9 | $73 | 0.13% |
| DAVID EVANS3 | 2711 YORK CT. SOUTHLAKE, TX 76092 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | — | $63 | 0.11% |
| PATRICIA A YEATS3 Filed as: PATRICIA YEATS | PO BOX 500 COPPELL, TX 75019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | — | $40 | 0.07% |
| DELORES J KARISCH3 | PO BOX 40752 HOUSTON, TX 77240 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.04% |
| DUDLEY HERRERA3 | 10502 KINGSTON CREEK LN CYPRESS, TX 77433 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.03% |
| DENNIS L HUMPHREY3 | 3114 BROOKHAVEN COURT DEER PARK, TX 77536 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.02% |
| DEBRA JEAN HUMPHREY3 | 1325 MARDI LANE HOUSTON, TX 77055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.02% |
| CAROL A BAKER3 | 2318 PROMONTORY POINT PLANO, TX 75075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| EVET P JOHNSON3 | 2601 CARTWRIGHT ROAD MISSOURI CITY, TX 77459 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| CARTER BENEFITS SOLUTIONS LLC3 | 22411 WILDWOOD GROVE DR. KATY, TX 77450 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| ANBTX INSURANCE SERVICES, INC.3 | 12400 COIT RD SUITE 1100 DALLAS, TX 75251 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $12K | — | $12K | 49.17% |
| ANBTX INSURANCE SERVICES, INC.3 | 12400 COIT RD SUITE 1100 DALLAS, TX 75251 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | $822 | $3K | 20.53% |
| LILJENWALL-KANE DBA THE FIN PR3 | 8140 N. MOPAC BLD 1 SUITE #230 AUSTIN, TX 78759 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $11 | — | $11 | 0.07% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN J MCGURRAN | 2411 N. HALL ST. #17 DALLAS, TX 75204 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $11 | — | $11 | 0.07% |
| ANBTX INSURANCE SERVICES, INC.3 | 12400 COIT RD SUITE 1100 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.00% |
| ANBTX INSURANCE SERVICES, INC.3 | 12400 COIT RD SUITE 1100 DALLAS, TX 75251 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $329 | — | $329 | 15.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 189 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 220 | $448K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 247 | $24K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 97 | $15K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 189 | $71K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 192 | $90K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 189 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 247 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.