| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF FLORIDA | 13901 SUTTON PARK DRIVE S BUILDING C, SUITE 360 JACKSONVILLE, FL 32224 | BLUECROSS BLUESHIELD OF OKLAHOMA | $186K | — | $186K | 2.33% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | BLUECROSS BLUESHIELD OF OKLAHOMA | — | $6K | $6K | 0.08% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIASTAR LIFE INSURANCE COMPANY | $47K | $7K | $54K | 12.51% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC. | 897 12TH STREET PO BOX 1116 HAMMONTON, NJ 080371363 | RELIASTAR LIFE INSURANCE COMPANY | $16K | $2K | $17K | 4.04% |
| BENEFIT EDUCATORS LLC3 Filed as: BENEFIT EDUCATORS, LLC | 1053 GARRISON LANE SOUNDERTON, PA 189642299 | RELIASTAR LIFE INSURANCE COMPANY | $16K | — | $16K | 3.62% |
| BENETEK CORPORATION3 | 62 SUITE 300 ORLANDO, FL 328199510 | RELIASTAR LIFE INSURANCE COMPANY | — | $46 | $46 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC - JACKSONVILLE | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $4K | — | $4K | 8.32% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC - JACKSONVILLE | 200 E RANDOLPH ST CHICAGO, IL 60601 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $873 | — | $873 | 2.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 547 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 554 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 899 | $8.0M |
| Dental | BLUECROSS BLUESHIELD OF OKLAHOMA | 899 | $8.0M |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 843 | $43K |
| Life insurance | RELIASTAR LIFE INSURANCE COMPANY | 434 | $432K |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 434 | $432K |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 434 | $432K |
| Other | RELIASTAR LIFE INSURANCE COMPANY | 434 | $432K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 899 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.