| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF TEXAS, INC. | 6707 GESSNER ROAD HOUSTON, TX 77040 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $6K | $28K | $34K | 4.88% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | -$991 | -$5K | -$6K | -0.79% |
| MJ INSURANCE3 Filed as: JEFFERY SATTERLEE & VARIOUS AGENTS | 4351 JAGER DRIVE NE, SUITE J RIO RANCHO, NM 87144 | AFLAC | $8K | $832 | $9K | 6.51% |
| DAVIS JIMENEZ3 | 1340 VAN FLEET LANE GREAT BENDS, KS 67530 | AFLAC | $6K | $942 | $7K | 5.25% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF TEXAS, INC. | 6707 GESSNER ROAD HOUSTON, TX 77040 | AFLAC | $6K | $0 | $6K | 4.64% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 7015 COLLEGE BOULEVARD, SUITE 400 OVERLAND PARK, KS 92186 | AFLAC | $5K | $0 | $5K | 4.09% |
| SAIDA K SOSA3 Filed as: SAIDA SOSA | 4511 SOUTH FLORA COURT WHICHITA, KS 67215 | AFLAC | $4K | $774 | $5K | 3.80% |
| BRIAN M LEITZEL3 Filed as: BRIAN LEITZEL | 7920 WEST KELLOGG DRIVE, SUITE 102 WICHITA, KS 67209 | AFLAC | $2K | $85 | $2K | 1.35% |
| JOHN E WETIG3 Filed as: JOHN WETIG | 103 SOUTH ROUPP STREET HESSTON, KS 67062 | AFLAC | $2K | $58 | $2K | 1.31% |
| BRANDON BILLINGSLEY3 | 1717 NORTH SAM HOUSTON PARKWAY SUITE 115 HOUSTON, TX 77038 | KANSAS CITY LIFE INSURANCE COMPANY | $675 | $0 | $675 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 827 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 827 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 614 | $698K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 614 | $698K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 614 | $698K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 827 | $136K |
| Short-term disability | AFLAC | 561 | $132K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 614 | $698K |
| Other(2 contracts, 2 carriers) | AFLAC | 827 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 827 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.