| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC 00040D005513 | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $92 | $3K | 8.29% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC 00040D005513 | 525 E CAPITOL ST 2ND FL JACKSON, MS 39201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC 000010046415 | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $120 | $3K | 15.72% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC 000010046415 | 525 E CAPITOL ST 2ND FL JACKSON, MS 39201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC 000010021220 | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $63 | $2K | 15.60% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC 000010021220 | 525 E CAPITOL ST 2ND FL JACKSON, MS 39201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC 000010021221 | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $73 | $2K | 15.71% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC 000010021221 | 525 E CAPITOL ST 2ND FL JACKSON, MS 39201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC 0040F001000 | PO BOX 3809 BATON ROUGE, LA 70821 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $719 | $36 | $755 | 15.76% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE INC 0040F00100 | 525 E CAPITOL ST 2ND FL JACKSON, MS 39201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. 082112 | PO BOX 631202 NACOGDOCHES, TX 759631202 | HEALTH CARE SERVICES CORPORATION | $25K | $2K | $26K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 95 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 95 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICES CORPORATION | 0 | $0 |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 67 | $32K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 166 | $15K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 106 | $10K |
| Prescription drug | HEALTH CARE SERVICES CORPORATION | 0 | $0 |
| Stop-loss / reinsurancereinsurance | HEALTH CARE SERVICES CORPORATION | 0 | $0 |
| Other(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 166 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 166 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.