| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: ROACH HOWARD SMITH AND BARTON INC. | 8750 NORTH CENTRAL EXPRESSWAY DALLAS, TX 75231 | BLUECROSS BLUESHIELD OF TEXAS | $4K | $1K | $5K | 0.41% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | BLUECROSS BLUESHIELD OF TEXAS | $3K | $0 | $3K | 0.26% |
| LOCKTON COMPANIES, LLC3 Filed as: ROACH HOWARD SMITH AND BARTON INC. | 8750 NORTH CENTRAL EXPRESSWAY DALLAS, TX 75231 | DEARBORN LIFE INSURANCE COMPANY | $12K | $1K | $14K | 10.35% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | DEARBORN LIFE INSURANCE COMPANY | $6K | $0 | $6K | 4.85% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS INC. | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $294 | $323 | $617 | 3.73% |
| VIRGINIA LEDER-CLARK3 | 4513 BRINDLE WAY FLOWER MOUND, TX 75028 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $373 | $215 | $588 | 3.56% |
| LOCKTON COMPANIES, LLC3 Filed as: ROACH HOWARD SMITH AND BARTON INC. | 8750 NORTH CENTRAL EXPRESSWAY DALLAS, TX 75231 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $530 | $0 | $530 | 3.20% |
| KAREN TYLER-DUNN3 | 714 SEYMOUR DRIVE FRISCO, TX 75033 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $453 | $0 | $453 | 2.74% |
| PATRA CORPORATION3 | 1350 CARLBACK AVENUE WALNUT CREEK, CA 94596 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $48 | $0 | $48 | 0.29% |
| VIRGINIA LEDER-CLARK3 | 4513 BRINDLE WAY FLOWER MOUND, TX 75028 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $256 | $147 | $403 | 3.61% |
| MPART BENEFITS INC3 Filed as: MPART BENEFITS INC. | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $178 | $196 | $374 | 3.35% |
| LOCKTON COMPANIES, LLC3 Filed as: ROACH HOWARD SMITH AND BARTON INC. | 8750 NORTH CENTRAL EXPRESSWAY DALLAS, TX 75231 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $344 | $0 | $344 | 3.08% |
| KAREN TYLER-DUNN3 | 714 SEYMOUR DRIVE FRISCO, TX 75033 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $308 | $0 | $308 | 2.76% |
| PATRA CORPORATION3 | 1350 CARLBACK AVENUE WALNUT CREEK, CA 94596 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $19 | $0 | $19 | 0.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 304 | $1.3M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 304 | $1.3M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 171 | $131K |
| Life insurance(3 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 171 | $159K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 171 | $131K |
| Other(3 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 171 | $159K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 304 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.