| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES PERRY ZANDER3 | 4655 N. CENTRAL EXPWY. 2ND FLOOR DALLAS, TX 75205 | BLUECROSS BLUESHIELD OF TEXAS | $44K | — | $44K | 4.83% |
| JAMES PERRY ZANDER3 | 4655 NORTH CENTRAL EXPWY 2ND FLOOR DALLAS, TX 75205 | TRANSAMERICA LIFE INSURANCE COMPANY | $16K | — | $16K | 21.77% |
| MARK METTILLE3 | 2180 WAUPONSEE STREET MORRIS, IL 60450 | TRANSAMERICA LIFE INSURANCE COMPANY | $5K | — | $5K | 6.13% |
| EPSI BENEFITS, INC.3 Filed as: EPSI BENEFITS INC | 2180 N LOOP W STE 400 HOUSTON, TX 77018 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 24.16% |
| JAMES PERRY ZANDER3 | 4655 NORTH CENTRAL EXPWY 2ND FLOOR DALLAS, TX 75205 | COMPANION LIFE | $2K | — | $2K | 10.00% |
| JAMES PERRY ZANDER3 | 4655 NORTH CENTRAL EXPWY 2ND FLOOR DALLAS, TX 75205 | COMPANION LIFE | $2K | — | $2K | 10.00% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | AMERITAS LIFE INSURANCE CORP | — | $167 | $167 | 1.20% |
| EMPLOYER PLAN SVCS INC3 Filed as: EMPLOYER PLAN SERVICES, INC. | 2180 NORTH LOOP W STE 400 HOUSTON, TX 77018 | METROPOLITAN LIFE INSURANCE COMPANY, INC. | $2K | $485 | $2K | 15.36% |
| JAMES ZANDER3 | 4655 N CENTRAL EXPWY. FL 2 DALLAS, TX 75205 | METROPOLITAN LIFE INSURANCE COMPANY, INC. | $323 | — | $323 | 2.35% |
| AUTO QUOTE SYSTEMS INC3 | 4911 HOLLY TREE DRIVE DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $281 | $9 | $290 | 11.57% |
| JAMES PERRY ZANDER3 | 4655 N CENTRAL EXPWY DALLAS, TX 75205 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $200 | — | $200 | 7.98% |
| COLONIAL LIFE & ACCIDENT3 Filed as: COLONIAL OF NORTH TEXAS INSURANCE G | 4621 GLEN HEATHER DR FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $25 | $22 | $47 | 1.87% |
| AHRENS BENEFITS COMMUNICATIONS INC3 | 4911 HOLLY TREE DRIVE DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $30 | — | $30 | 1.20% |
| AUTO QUOTE SYSTEMS INC3 | 4911 HOLLY TREE DRIVE DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $270 | $6 | $276 | 11.12% |
| JAMES PERRY ZANDER3 | 4655 N CENTRAL EXPWY DALLAS, TX 75205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $188 | — | $188 | 7.57% |
| COLONIAL LIFE & ACCIDENT3 Filed as: COLONIAL OF NORTH TEXAS INSURANCE G | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $16 | $40 | 1.61% |
| AHRENS BENEFITS COMMUNICATIONS INC3 | 4911 HOLLY TREE DR DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.97% |
| AUTO QUOTE SYSTEMS INC3 Filed as: AUTO QUOTE SYSTEMS | 4911 HOLLY TREE DRIVE DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $187 | $6 | $193 | 12.96% |
| JAMES PERRY ZANDER3 | 4655 N CENTRAL EXPWY DALLAS, TX 75205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $132 | — | $132 | 8.87% |
| COLONIAL OF NORTH TEXAS INSURANCE3 Filed as: COLONIAL OF NORTH TEXAS G | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $16 | $32 | 2.15% |
| AHRENS BENEFITS COMMUNICATIONS INC3 | 4911 HOLLY TREE DR DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 1.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 176 | $901K |
| Dental(2 contracts) | COMPANION LIFE | 73 | $37K |
| Vision | AMERITAS LIFE INSURANCE CORP | 228 | $14K |
| Life insurance(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY, INC. | 90 | $20K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 132 | $21K |
| Other(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 167 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 228 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.