| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURICA, INC.3 Filed as: INSURICA TX INSURANCE SERVICES INC | 2400 N GLENVILLE DR RICHARDSON, TX 75082 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $38K | $15K | $53K | 10.76% |
| MPART BENEFITS INC3 | 100 ALBRIGHT LN PROSPER, TX 75078 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $30K | $22K | $52K | 10.59% |
| INGLE BENEFITS LLC3 | 1840 LARIAT TRAIL CELINA, TX 75009 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $9K | $3K | $12K | 2.36% |
| VIRGINIA LEDER-CLARK3 | 4513 BRINDLE WAY FLOWER MOUND, TX 75028 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $9K | $3K | $11K | 2.33% |
| WILLIAM LEROY VINCENT3 | 2501 CHAMBRAY LN MANSFIELD, TX 76063 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $6K | $2K | $9K | 1.74% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DR THE COLONY, TX 37931 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $6K | $2K | $7K | 1.49% |
| MS HEALTH ECONOMICS CONSULTANTS LLC3 Filed as: MS HEALTH ECONOMICS CONSULTANTS INC | 10459 SW 78TH ST MIAMI, FL 33173 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $1K | — | $1K | 0.21% |
| FRANCISCO X CABRERA3 | 8616 PALMER CT MCKINNEY, TX 75072 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $554 | — | $554 | 0.11% |
| STEPHANIE ANN VINCENT3 | 15 ATLANTA CT MANSFIELD, TX 76063 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $366 | — | $366 | 0.07% |
| CLARICE R MIMS3 | 17290 HIGHLAND AVE APT 2B JAMAICA, NY 11432 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $304 | $27 | $331 | 0.07% |
| RUBEN D PEREZ3 | 6352 ALCORN AVE DALLAS, TX 75217 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $267 | — | $267 | 0.05% |
| MANUEL FUENTES3 | 63 MARIPOSA PKWY W BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $229 | — | $229 | 0.05% |
| ANNALEE AHRENS3 | 4911 HOLLY TREE DR DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $219 | — | $219 | 0.04% |
| BRANDY R BYERS3 | 9766 STONE HEARTH LN FORNEY, TX 75126 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $170 | $2 | $172 | 0.03% |
| BRIAN COHEN3 | 6804 N CPTL TX HWY APT 221 AUSTIN, TX 78731 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $156 | — | $156 | 0.03% |
| SALLY ELIZABETH PARKER3 | 121 I ST SW ARDMORE, OK 73401 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $115 | — | $115 | 0.02% |
| SULEIKA BLOOM3 | 152 LAKERIDGE DR DALLAS, TX 75218 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $103 | — | $103 | 0.02% |
| DAVID J MCCLELLAN3 | 118 ROYAL HORSE WAY REINHOLDS, PA 17569 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $29 | $74 | $103 | 0.02% |
| BILLY MARK ROBERSON3 | 19210 BOCA DEL MAR SAN ANTONIO, TX 78258 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $59 | — | $59 | 0.01% |
| OMAR MENDOZA3 | 26326 ROCKWALL PKWY NEW BRAUNFELS, TX 78231 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $58 | — | $58 | 0.01% |
| KAREN KREUTZER3 | 1112 WILSON DR LANTANA, TX 76226 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $50 | — | $50 | 0.01% |
| WENDY E GUAJARDO-RANGEL3 | 3942 CHESAPEAKE LANE FORNEY, TX 75126 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $40 | — | $40 | 0.01% |
| SUSAN FONTANA FLYNN3 | 8814 EAGLE POINTE DR KNOXVILLE, TN 37931 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $37 | — | $37 | 0.01% |
| PETER DEL INVESTMENTS INC3 | 247 GRAHAM FORNEY, TX 75126 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $33 | — | $33 | 0.01% |
| ERIC ISIDRO PEREZ3 | 1274 CROES AVENUE BRONX, NY 10472 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $17 | — | $17 | 0.00% |
| SHERRY M ALLBRITTON3 | 3809 WINDING RD ARLINGTON, TX 76016 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $11 | — | $11 | 0.00% |
| CASSANDRA KRAMER3 | 1465 N AUGUST DR SARATOGA SPGS, UT 84045 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $9 | — | $9 | 0.00% |
| DAVID EVANS3 | 2711 YORK CT SOUTHLAKE, TX 76092 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $9 | — | $9 | 0.00% |
| MICHELE RHEIN3 | 446 COUNTRY CLUB DR LANSDALE, PA 19446 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $6 | — | $6 | 0.00% |
| EM PROPERTY & CASUALTY LLC3 | 13500 SW 88TH STREET SUITE 287 MIAMI, FL 33186 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $3 | $1 | $4 | 0.00% |
| ASSUREDPARTNERS3 Filed as: BERTHA PATRICIA SHEPHERD | P.O. BOX 3216 CRESTLINE, CA 92325 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $3 | — | $3 | 0.00% |
| RICHARD DUDLEY3 | 4911 HOLLY TREE DR DALLAS, TX 75287 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $3 | — | $3 | 0.00% |
| CAROL A BAKER3 Filed as: CAROL BAKER | 2318 PROMONTORY PT PLANO, TX 75075 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $3 | — | $3 | 0.00% |
| SOTERIA PARTNERS LLC3 Filed as: SOTERIA PARATNERS LLC | 77 HAGGERTY DRIVE WEST ORANGE, NJ 07052 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $1 | $1 | $2 | 0.00% |
| ALEXANDER OTTONIEL CANAS3 | 27448 RIVERSIDE LN VALENCIA, CA 91354 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $2 | — | $2 | 0.00% |
| SANDRA DRIVER3 | P.O. BOX 233 WYLIE, TX 75098 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $2 | — | $2 | 0.00% |
| DEBORAH A CHILDRESS3 | 6590 MILLER COUNTY 4 DODDRIDGE, AR 71834 | COLONIAL LIFE & ACCIDENT INSURANCE CO | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 346 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 346 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE CO | 346 | $491K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE CO | 346 | $491K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 346 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.