| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC - DALLA | 8144 WALNUT HILL LANE FLOOR 16 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 4.84% |
| ADVOCATE BUSINESS INS SOLUTIONS LLC3 | 1521 NORTH COOPER STREET SUITE 700 ARLINGTON, TX 76011 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.40% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LANE #15 DALLAS, TX 75231 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $432 | $432 | 0.13% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 85638 SAN DIEGO, CA 92186 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $360 | $4K | 10.48% |
| MICHELE E MARTIN3 | 5717 HEADQUARTERS DRIVE PLANO, TX 75024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $626 | $2K | 4.39% |
| WILLIAM LEROY VINCENT3 | 2501 CHAMBRAY LANE MANSFIELD, TX 76063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $321 | $2K | 4.36% |
| MANUEL FUENTES3 | 63 MARIPOSA PARKWAY WEST BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $725 | $351 | $1K | 2.90% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DRIVE THE COLONY, TX 75056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $829 | $77 | $906 | 2.45% |
| MPART BENEFITS INC3 | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $490 | $291 | $781 | 2.11% |
| ADVOCATE BUSINESS INSURANCE SOLUTIO3 | 1521 NORTH COOPER STREET ARLINGTON, TX 76011 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $574 | $17 | $591 | 1.60% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NORTHWEST COUNTY ROAD 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $95 | $185 | $280 | 0.76% |
| RUBEN D PEREZ3 | 6352 ALCORN AVENUE DALLAS, TX 75217 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $105 | — | $105 | 0.28% |
| SULEIKA BLOOM3 | 152 LAKERIDGE DRIVE DALLAS, TX 75218 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $44 | — | $44 | 0.12% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC PRESCOT | 2500 CITY WEST BOULEVARD SUITE 2400 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $774 | $488 | $1K | 20.80% |
| ADVOCATE BUSINESS INS SOL. LLC3 | 1521 NORTH COOPER STREET SUITE 700 ARLINGTON, TX 76011 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $136 | — | $136 | 2.24% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC PRESCOT | 2500 CITY WEST BOULEVARD SUITE 2400 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $675 | $314 | $989 | 18.83% |
| ADVOCATE BUSINESS INS SOL. LLC3 | 1521 NORTH COOPER STREET SUITE 700 ARLINGTON, TX 76011 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $113 | — | $113 | 2.15% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC PRESCOT | 2500 CITY WEST BOULEVARD SUITE 2400 HOUSTON, TX 77042 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $635 | $334 | $969 | 19.05% |
| ADVOCATE BUSINESS INS SOL. LLC3 | 1521 NORTH COOPER STREET SUITE 700 ARLINGTON, TX 76011 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $128 | — | $128 | 2.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 67 | $334K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 67 | $334K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 67 | $334K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 117 | $11K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 16 | $5K |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 117 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 117 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.