| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATONAL TEXAS INC | 3221 COLLINSWORTH STREET FORT WORTH, TX 76107 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $177 | $18K | 13.36% |
| ELIZABETH SCHENK3 | 4725 WEST SAND LAKE ROAD SUITE 300 ORLANDO, FL 32819 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 3.11% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATONAL TEXAS INC | UNKNOWN SUITE 1200 DALLAS, TX 75231 | AMERICAN UNITED LIFE INSURANCE COMPANY | $8K | $0 | $8K | 11.58% |
| BENETEK CORPORATION3 | UNKNOWN SUITE 200 ORLANDO, FL 32821 | AMERICAN UNITED LIFE INSURANCE COMPANY | $0 | $4K | $4K | 6.22% |
| ELIZABETH A SCHENK3 Filed as: ELIZABETH A. SCHENK | UNKNOWN SUITE 300 ORLANDO, FL 32819 | AMERICAN UNITED LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.18% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATONAL TEXAS INC | 3221 COLLINSWORTH STREET FORT WORTH, TX 76107 | SAFEGUARD HEALTH PLANS, INC. A TEXAS CORPORATION | $792 | $0 | $792 | 10.64% |
| ELIZABETH SCHENK3 | 4725 WEST SAND LAKE ROAD SUITE 300 ORLANDO, FL 32819 | SAFEGUARD HEALTH PLANS, INC. A TEXAS CORPORATION | $0 | $238 | $238 | 3.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 269 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 216 | $139K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 216 | $132K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 269 | $70K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 269 | $70K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 216 | $132K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 269 | $202K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 269 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.