| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARTIN & HERRING INS. ASSOC.3 Filed as: MARTIN AND HERRING INS. ASSOC., LLP | PO BOX 2480 SAN ANGELO, TX 76902 | BLUE CROSS BLUE SHIELD OF TEXAS | $32K | $0 | $32K | 4.44% |
| MC & H LIFE AGENCY INC3 Filed as: MC AND H LIFE AGENCY, INC. | 8144 WALNUT HILL LN., STE 1600 DALLAS, TX 75231 | BLUE CROSS BLUE SHIELD OF TEXAS | $3K | $0 | $3K | 0.40% |
| MARTIN & HERRING INS. ASSOC.3 Filed as: MARTIN & HERRING INS ASSOC LLP | PO BOX 2480 SAN ANGELO, TX 76902 | NATIONAL GUARDIAN LIFE | $7K | $0 | $7K | 9.59% |
| MC & H LIFE AGENCY INC3 Filed as: MC & H LIFE AGENCY, INC. | 8144 WALNUT HILL LANE 16TH FLOOR DALLAS, TX 75231 | NATIONAL GUARDIAN LIFE | $601 | $0 | $601 | 0.80% |
| SEAHORN AND HERRING INS. ASSOC., LL3 Filed as: SEAHORN AND HERRING INS. ASSOC. | PO BOX 2480 SAN ANGELO, TX 76902 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $9K | $0 | $9K | 18.35% |
| MC & H LIFE AGENCY INC3 Filed as: MC AND H LIFE AGENCY, INC. | 8144 WALNUT HILL LN., STE 1600 DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $805 | $0 | $805 | 1.66% |
| SEAHORN AND HERRING INS. ASSOC., LL3 Filed as: SEAHORN AND HERRING INS. ASSOC. | PO BOX 2480 SAN ANGELO, TX 76902 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $7K | $0 | $7K | 18.30% |
| MC & H LIFE AGENCY INC3 Filed as: MC AND H LIFE AGENCY, INC. | 8144 WALNUT HILL LN., STE 1600 DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $690 | $0 | $690 | 1.70% |
| SEAHORN AND HERRING INS. ASSOC., LL3 Filed as: SEAHORN AND HERRING INS. ASSOC. | PO BOX 2480 SAN ANGELO, TX 76902 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $5K | $0 | $5K | 18.21% |
| MC & H LIFE AGENCY INC3 Filed as: MC AND H LIFE AGENCY, INC. | 8144 WALNUT HILL LN., STE 1600 DALLAS, TX 78070 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $539 | $0 | $539 | 1.79% |
| SEAHORN AND HERRING INS. ASSOC., LL3 Filed as: SEAHORN AND HERRING INSURANCE ASSOC | PO BOX 2480 SAN ANGELO, TX 76902 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $1K | $0 | $1K | 18.30% |
| MC & H LIFE AGENCY INC3 Filed as: MC AND H LIFE AGENCY, INC. | 8144 WALNUT HILL LN. STE 1600 DALLAS, TX 75231 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $114 | $0 | $114 | 1.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 110 | $731K |
| Dental | NATIONAL GUARDIAN LIFE | 127 | $75K |
| Vision | NATIONAL GUARDIAN LIFE | 127 | $75K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 240 | $47K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 94 | $30K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 106 | $49K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE CO. | 240 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 240 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.