| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS TEXAS, INC.3 Filed as: BENEFITS TEXAS, INC | 5420 LBJ FWY STE 295 DALLAS, TX 75240 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $27K | $27K | 1.80% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES INC | PO BOX 631202 NACOGDOCHES, TX 75965 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $14K | $14K | 0.90% |
| BENEFITS TEXAS, INC.3 Filed as: BENEFITS TEXAS, INC | 5420 LYNDON B JOHNSON FWY 295 DALLAS, TX 75240 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | $42 | $19K | 7.46% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVS INC | 4041 ESSEN LN STE 400 BATON ROUGE, LA 708097318 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $1K | $12K | 4.65% |
| USB HEALTH LLC3 | 99 WOOD AVE S STE 501 ATTN ROSE LAPRUS ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 1.34% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVS INC | PO BOX 250 GULFPORT, MS 39502 | METROPOLITAN LIFE INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICE | PO BOX 631202 NACOGDOCHES, TX 75965 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 8.49% |
| BENEFITS TEXAS, INC.3 Filed as: BENEFITS TEXAS | 5420 LBJ FREEWAY SUITE 295 DALLAS, TX 75240 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 6.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 194 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 200 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 302 | $1.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 367 | $250K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 367 | $250K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 367 | $250K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 367 | $250K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 189 | $84K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 367 | $250K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 367 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.