| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6102 82ND #6 LUBBOCK, TX 79424 | BLUECROSS BLUESHIELD OF TEXAS | $58K | $6 | $58K | 2.97% |
| COMMUNITY NATIONAL BANK3 | P O BOX 3903 MIDLAND, TX 79702 | BLUECROSS BLUESHIELD OF TEXAS | — | $3 | $3 | 0.00% |
| CUSTOM BENEFIT SERVICES OF MIDLAND3 | TGAAR TOWER 24 SMITH ROAD SUITE 220 MIDLAND, TX 79705 | AMERITAS LIFE INSURANCE CORP. | $5K | — | $5K | 3.45% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1900 WEST LOOP SOUTH SUITE 1600 HOUSTON, TX 77027 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 7.78% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC DBA | 6102 82ND STREET SUITE 6 LUBBOCK, TX 79424 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | — | $4K | 5.55% |
| TOTAL BENEFIT SOLUTIONS3 | 8008 SLIDE ROAD SUITE 14 LUBBOCK, TX 79424 | TRANSAMERICA LIFE INSURANCE COMPANY | $415 | — | $415 | 3.38% |
| BRYAN S GARVIN3 | 1031 ANDREWS HIGHWAY SUITE 305 MIDLAND, TX 79701 | TRANSAMERICA LIFE INSURANCE COMPANY | $297 | — | $297 | 2.42% |
| ROBERT Q BOOTHE3 | PO BOX 60130 SAN ANGELO, TX 76906 | TRANSAMERICA LIFE INSURANCE COMPANY | $68 | — | $68 | 0.55% |
| DAVIS ALLEN AGENCY INC3 Filed as: DAVIS ALLEN AGENCY | 8008 SLIDE ROAD SUITE 14 LUBBOCK, TX 79424 | TRANSAMERICA LIFE INSURANCE COMPANY | $36 | — | $36 | 0.29% |
| LARRY K. ANDERS3 Filed as: LARRY K ANDERS SUMMIT ALLIANCE | 14785 PRESTON ROAD SUITE 1000 DALLAS, TX 75254 | TRANSAMERICA LIFE INSURANCE COMPANY | $19 | — | $19 | 0.15% |
| TOTAL BENEFIT SOLUTIONS3 | 7412 UNIVERSITY AVENUE SUITE 1 LUBBOCK, TX 79423 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $160 | — | $160 | 4.54% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 6102 82ND STREET BUILDING 6 LUBBOCK, TX 79424 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $107 | — | $107 | 3.04% |
| TOTAL BENEFIT SOLUTIONS3 | 7412 UNIVERSITY AVENUE SUITE 1 LUBBOCK, TX 79423 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $117 | — | $117 | 5.48% |
| THE ASHMORE AGENCY, INC.3 Filed as: THE ASHMORE AGENCY INC | 6102 82ND STREET SUITE 6 LUBBOCK, TN 79424 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $39 | — | $39 | 1.83% |
| DAVIS ALLEN AGENCY INC3 | 7412 UNIVERSITY AVENUE UNIT 1 LUBBOCK, TX 79423 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $25 | $25 | 1.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 212 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 212 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 287 | $1.9M |
| Dental | AMERITAS LIFE INSURANCE CORP. | 174 | $134K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 190 | $76K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 190 | $88K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 190 | $76K |
| Other(4 contracts, 4 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 190 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.