| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM FORT WORTH | 1600 W 7TH ST FORT WORTH, TX 76102 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | $816 | $12K | 15.28% |
| WORTHAM SAN ANTONIO INC3 Filed as: WORTHAM FORT WORTH INC | 1600 W 7TH ST FORT WORTH, TX 76102 | UNITED HEALTHCARE INSURANCE COMPANY | $295 | $89 | $384 | 8.09% |
| INTRUSCO ASSOCIATES INC3 | 4521 S HULEN ST STE 206 FORT WORTH, TX 76109 | UNITED HEALTHCARE INSURANCE COMPANY | $2 | — | $2 | 0.04% |
| FOSTER BENEFIT RESOURCES INC3 | 14911 QUORUM DR STE 100 DALLAS, TX 75254 | UNITED HEALTHCARE INSURANCE COMPANY | $1 | — | $1 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 126 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 33 | $5K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 126 | $79K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 126 | $79K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 126 | $79K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 126 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.