| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CYNTHIA PRINCE3 | 200 PALO PINTO WEATHERFORD, TX 76086 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 5.34% |
| GOODEN AGENCY LLC3 | 1501 HALL JOHNSON ROAD # 2051 COLLEYVILLE, TX 760342382 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 3.56% |
| CHRISTOPHER HAGAINS3 | 5209 SUNWOOD CIRCLE FORT WORTH, TX 76123 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 13.86% |
| CYNTHIA PRINCE3 | 200 PALO PINTO WEATHERFORD, TX 76086 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 14.39% |
| NYLIFE SECURITIES LLC3 | 51 MADISON AVE ROOM 606 NEW YORK, NY 10010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $173 | $173 | 0.86% |
| CYNTHIA PRINCE3 | 200 PALO PINTO WEATHERFORD, TX 76086 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 16.49% |
| NY LIFE SECURITIES LLC3 | 51 MADISON AVE ROOM 606 NEW YORK, NY 10010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $121 | $121 | 0.84% |
| KIMBERLY BAKER3 | 9673 N 2130 RD BUTLER, OK 73625 | AFLAC | $1K | — | $1K | 16.14% |
| DONNA CDEBACA STEWART3 | 3501 FRENCH PARK DR STE E EDMOND, OK 73034 | AFLAC | $358 | — | $358 | 4.39% |
| BOBBY STEWART3 | 3501 FRENCH PARK DR EDMOND, OK 73034 | AFLAC | $203 | — | $203 | 2.49% |
| JOHN D WALLER3 | 221 SUNSET CREST CT APOLLO BEACH, FL 33572 | AFLAC | $52 | — | $52 | 0.64% |
| EUGENIA JENKS-WHITSITT3 Filed as: EUGENIA J JENKS-WHITSITT | 1210 CANSLER DR ENID, OK 73703 | AFLAC | $32 | — | $32 | 0.39% |
| BRENDA MEACHAM3 Filed as: BRENDA L MEACHAM | 200 E GARY BLVD CLINTON, OK 73601 | AFLAC | $26 | — | $26 | 0.32% |
| PHYLLIS RUTH WESTFAHL3 | PO BOX 763 OKEENE, OK 73763 | AFLAC | $22 | — | $22 | 0.27% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $20 | — | $20 | 0.25% |
| STEPHEN W SIMPSON3 | 541 CONQUISTADOR CT EDMOND, OK 73025 | AFLAC | $14 | — | $14 | 0.17% |
| SUSAN BALES3 | PO BOX 129 FOSS, OK 73647 | AFLAC | $6 | — | $6 | 0.07% |
| JOHN MCDONNELL3 Filed as: JOHN WILLIAMS COMPANY INC | 20316 N COUNTY ROAD 3240 PAULS VALLEY, OK 73075 | AFLAC | $3 | — | $3 | 0.04% |
| JARRELL K PRENTICE3 | 1113 EAST DR EDMOND, OK 73034 | AFLAC | $2 | — | $2 | 0.02% |
| LESTER RAY BLACKSHEAR3 | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $1 | — | $1 | 0.01% |
| MOFFATT DESIGNS LLC3 | 1221 LAMPLIGHTER LN EDMOND, OK 73034 | AFLAC | $1 | — | $1 | 0.01% |
| PAUL B BROUCHOUD3 | 604 MARK DR DEL CITY, OK 73115 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN ROBERT DE LARIOS3 | 119 TAMAROCK HOLLY LAKE RANCH, TX 75765 | AFLAC | $1 | — | $1 | 0.01% |
| CYNTHIA PRINCE3 | 200 PALO PINTO WEATHERFORD, TX 76086 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 16.86% |
| NYLIFE SECURITIES LLC3 Filed as: NYLIFE SECURITIES LL | 51 MADISON AVE ROOM 606 NEW YORK, NY 10010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $61 | $61 | 0.85% |
| CYNTHIA PRINCE3 | 200 PALO PINTO WEATHERFORD, TX 76086 | PRUDENTIAL | $855 | — | $855 | 14.99% |
| GOODEN AGENCY LLC3 Filed as: GOODEN AGENCY | PO BOX 2051 COLLEYVILLE, TX 76034 | PRUDENTIAL | $570 | — | $570 | 10.00% |
| CYNTHIA PRINCE3 | 200 PALO PINTO WEATHERFORD, TX 76086 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $750 | — | $750 | 16.35% |
| NYLIFE SECURITIES LLC3 | 51 MADISON AVE ROOM 606 NEW YORK, NY 10010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $38 | $38 | 0.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 205 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 205 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP. | 176 | $56K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 176 | $56K |
| Life insurance(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 201 | $68K |
| Long-term disability(5 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 189 | $71K |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 201 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 201 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.