| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | BLUECROSS BLUESHIELD OF TEXAS | $17K | $0 | $17K | 5.53% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS | 8605 AIRPORT FREEWAY. SUITE 900 NORTH RICHLAND HILLS, TX 75244 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | $3K | $8K | 17.33% |
| OPES ONE ADVISORS LLC3 | 15303 DALLAS PARKWAY ADDISON, TX 75001 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $24 | $0 | $24 | 0.05% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $320 | $4K | 13.06% |
| DEBORAH L. OLSON3 | 6909 PORTOBELLO DRIVE PLANO, TX 75024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $635 | $2K | 7.76% |
| KALEB OGOLINI3 | 2709 SOUTH HILLBRIER CIRCLE PLANO, TX 75075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 4.72% |
| MPART BENEFITS INC3 | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $549 | $355 | $904 | 3.05% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DRIVE THE COLONY, TX 75056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $352 | $0 | $352 | 1.19% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS | 4851 LBJ FREEWAY, SUITE 900 DALLAS, TX 75244 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 15.01% |
| BRINSON BENEFITS, INC.3 Filed as: BRINSON BENEFITS | 8605 AIRPORT FREEWAY. SUITE 900 NORTH RICHLAND HILLS, TX 75244 | SUPERIOR VISION PLAN OF TEXAS | $1K | $0 | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 615 | $310K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 131 | $46K |
| Vision | SUPERIOR VISION PLAN OF TEXAS | 63 | $7K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 111 | $15K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 46 | $30K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 131 | $46K |
| Prescription drug | BLUECROSS BLUESHIELD OF TEXAS | 52 | $308K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 111 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 615 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.