| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES, LLC | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 502638844 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | $48K | $53K | 5.50% |
| HOLMES MURPHY & ASSOCIATES3 | PO BOX 9207 DES MOINES, IA 503069207 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $3K | $3K | 0.33% |
| DEIRDRE A GIBSON3 | 6403 GENSTAR LN DALLAS, TX 75252 | AFLAC | $7K | $64 | $7K | 9.82% |
| LAUREN ASHLEY GIBSON3 | 6403 GENSTAR LN DALLAS, TX 75252 | AFLAC | $3K | — | $3K | 4.58% |
| MARSHALL R BERKLEY3 | 12317 HUNTERS CROSSING LN BURLESON, TX 76028 | AFLAC | $1K | — | $1K | 1.80% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | AFLAC | $1K | $11 | $1K | 1.66% |
| HOMER J CORTEZ3 | 862 CHESHIRE DR COPPELL, TX 75019 | AFLAC | $614 | — | $614 | 0.88% |
| SHELLY WIEGAND3 | 2607 ARMATRADING DR CEDAR PARK, TX 78613 | AFLAC | $442 | — | $442 | 0.63% |
| CRAIG S DAVIES3 | 401 BOYD DR APT 5106 GRAPEVINE, TX 76051 | AFLAC | $341 | — | $341 | 0.49% |
| CUAHUTEMOC EQUIHUA-CARDENAS3 | 325 E MCKINNEY ST PILOT POINT, TX 76258 | AFLAC | $189 | — | $189 | 0.27% |
| LAUREN GREENWOOD3 | 1026 PENNINGTON DR LANCASTER, SC 29720 | AFLAC | $119 | — | $119 | 0.17% |
| T ALLEN HOWDESHELL3 | 1405 SHANNAN CIR APT 103 GRANBURY, TX 76048 | AFLAC | $93 | — | $93 | 0.13% |
| ROSANNA SINGH3 | 11120 CUTTY SARK DR EL PASO, TX 79936 | AFLAC | $92 | — | $92 | 0.13% |
| HENRY J VIGIL3 | 7255 TEXAS RANGERS DR APT 1103 FRISCO, TX 75034 | AFLAC | $75 | — | $75 | 0.11% |
| MARCO JOE KLIMEK3 | 1501 LYNDON B JOHNSON FWY STE 660 DALLAS, TX 75234 | AFLAC | $56 | — | $56 | 0.08% |
| MAURICIO R PLATT3 | 4700 LOIRE CT ARGYLE, TX 76226 | AFLAC | $54 | — | $54 | 0.08% |
| CHRISTINA LOUISE ALMANZA3 | 10644 LIMAS DR EL PASO, TX 79935 | AFLAC | $50 | — | $50 | 0.07% |
| VERONICA HEDGES3 | 2536 CYPRESS OAK LN GASTONIA, NC 28056 | AFLAC | $48 | — | $48 | 0.07% |
| SUZANNNE LEWIS3 | 7116 RIPLEY ST MCKINNEY, TX 75071 | AFLAC | $46 | — | $46 | 0.07% |
| LOIS J SCRIMA3 | 2607 VALPARAISO TRL ARLINGTON, TX 76017 | AFLAC | $41 | — | $41 | 0.06% |
| JOHN M JOHNSON3 | 2150 W NORTHWEST HWY STE 114- 1144 GRAPEVINE, TX 76051 | AFLAC | $37 | — | $37 | 0.05% |
| ANGELIQUE N LILES3 | 3402 73RD ST UNIT E LUBBOCK, TX 79423 | AFLAC | $34 | — | $34 | 0.05% |
| JOSH MURILLO3 | 5959 GATEWAY BLVD W STE 620 EL PASO, TX 79925 | AFLAC | $31 | — | $31 | 0.04% |
| ROLAND GONZALEZ JR3 | 2629 NORTHGATE LN MCALLEN, TX 78504 | AFLAC | $28 | — | $28 | 0.04% |
| WENDY M SHELLY3 | 3355 S TOWN CENTER DR APT 2001 LAS VEGAS, NV 89135 | AFLAC | $26 | — | $26 | 0.04% |
| ELIZABETH LOVE3 Filed as: ELIZABETH ANGELA LOVE | 3910 COUNTRY MEADOWS RD GRANBURY, TX 76049 | AFLAC | $24 | — | $24 | 0.03% |
| KYLE L CURBY3 | 429 JESSIE ST KELLER, TX 76248 | AFLAC | $22 | — | $22 | 0.03% |
| JONATHAN P DUNN3 | 3337 TWIN RIDGE DR CHARLOTTE, NC 28210 | AFLAC | $21 | — | $21 | 0.03% |
| MEGAN L GONZALEZ3 | 2629 NORTHGATE LN MCALLEN, TX 78504 | AFLAC | $20 | — | $20 | 0.03% |
| MARCO JOE KLIMEK3 | 3301 AIRPORT FWY STE 324 BEDFORD, TX 76021 | AFLAC | $19 | — | $19 | 0.03% |
| DAVID G BAKER3 | 1531 SUNFLOWER FIELD PL MATTHEWS, NC 28104 | AFLAC | $19 | — | $19 | 0.03% |
| MICHAEL B MURPHY3 | 3616 SNAPDRAGON LN MCKINNEY, TX 75070 | AFLAC | $16 | — | $16 | 0.02% |
| CELESTE DIMITRA PULLIAS3 | 44621 JOY CHAPEL ROAD HOLLYWOOD, MD 20636 | AFLAC | $15 | — | $15 | 0.02% |
| MAURICIO R PLATT3 | 4004 CRESTWOOD DR CARROLLTON, TX 75007 | AFLAC | $15 | — | $15 | 0.02% |
| LOUIE ALMANZA3 | 4171 N MESA ST STE A102 EL PASO, TX 79902 | AFLAC | $14 | — | $14 | 0.02% |
| CRAIG ANTHONY DELMAN3 | 2012 PASEO DEL PRADO DR EL PASO, TX 79936 | AFLAC | $12 | — | $12 | 0.02% |
| JANICE A ROBINSON3 Filed as: JANICE ARLENE ROBINSON | 22010 BRIDGESTONE HAWK CT SPRING, TX 77388 | AFLAC | $11 | — | $11 | 0.02% |
| ELIZABETH F HARKEY3 | 501 N CHURCH ST STE 300 CHARLOTTE, NC 28202 | AFLAC | $9 | — | $9 | 0.01% |
| PATRICIA H SMITH3 | 7200 PRESTON RD APT 214 PLANO, TX 75024 | AFLAC | $9 | — | $9 | 0.01% |
| GRISELDA PEREZ3 | 2209 BETTY DR MISSION, TX 78572 | AFLAC | $9 | — | $9 | 0.01% |
| SHARYL K BATHE3 | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $8 | — | $8 | 0.01% |
| J MICHAEL BUTLER3 | 1090 13TH AVE NW HICKORY, NC 28601 | AFLAC | $7 | — | $7 | 0.01% |
| LILIA MARIA CLACK3 | 10621 CAUSEWAY DR EL PASO, TX 79935 | AFLAC | $6 | — | $6 | 0.01% |
| NORA GARCIA ELLEDGE3 | 199 COVE DRIVE COPPELL, TX 75019 | AFLAC | $6 | — | $6 | 0.01% |
| T ALLEN HOWDESHELL3 | 2400 STATE HIGHWAY 121 APT 2403 EULESS, TX 76039 | AFLAC | $5 | — | $5 | 0.01% |
| ANTONIA DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $5 | — | $5 | 0.01% |
| KORNELIJA NUMIC3 | 1932 E DEERE AVE STE 240 SANTA ANA, CA 92705 | AFLAC | $5 | — | $5 | 0.01% |
| JEFF DALABA3 Filed as: JEFF CLACK | 1445 BESSEMER DR STE E EL PASO, TX 79936 | AFLAC | $5 | — | $5 | 0.01% |
| SERGIO JESUS ACUNA3 | 4130 RIO BRAVO ST STE A100 EL PASO, TX 79902 | AFLAC | $4 | — | $4 | 0.01% |
| LISA A ALMANZA3 | 4171 N MESA ST STE A102 EL PASO, TX 79902 | AFLAC | $4 | — | $4 | 0.01% |
| NANCY E ODOM3 | 5921 STONE MEADOW DR PLANO, TX 75093 | AFLAC | $4 | — | $4 | 0.01% |
| MARCO JOE KLIMEK3 | 1501 LYNDON B JOHNSON FWY STE 660 FARMERS BRANCH, TX 75234 | AFLAC | $4 | — | $4 | 0.01% |
| VICTORIA EQUIHUA3 | 325 E MCKINNEY ST PILOT POINT, TX 76258 | AFLAC | $3 | — | $3 | 0.00% |
| GARY WAYNE WILLINGHAM3 | 6033 STRAFFORD OAKS DR SEBRING, FL 33875 | AFLAC | $3 | — | $3 | 0.00% |
| JOHN M JOHNSON3 | 2150 W NORTHWEST HWY STE 114 GRAPEVINE, TX 76051 | AFLAC | $3 | — | $3 | 0.00% |
| ROLAND GONZALEZ JR3 | 2209 BETTY DR MISSION, TX 78572 | AFLAC | $2 | — | $2 | 0.00% |
| JEFF DALABA3 Filed as: JEFF CLACK | 505 S MAIN ST STE 118 LAS CRUCES, NM 88001 | AFLAC | $2 | — | $2 | 0.00% |
| LUCY DIANE BAKER3 | 1455 N MELROSE DR APT 109 VISTA, CA 92083 | AFLAC | $2 | — | $2 | 0.00% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVE STE D LUBBOCK, TX 79423 | AFLAC | $2 | — | $2 | 0.00% |
| ERIC J LEGER3 | 623 E 7TH 1/2 ST HOUSTON, TX 77007 | AFLAC | $2 | — | $2 | 0.00% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $2 | — | $2 | 0.00% |
| VERNON P HERRERA3 | P O BOX 310 SANTA FE, NM 87504 | AFLAC | $2 | — | $2 | 0.00% |
| KORNELIJA NUMIC3 | 25201 PASEO DE ALICIA STE 210 LAGUNA HILLS, CA 92653 | AFLAC | $2 | — | $2 | 0.00% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $1 | — | $1 | 0.00% |
| DEBORAH A WITHEY3 | 2149 6TH ST NW HICKORY, NC 28601 | AFLAC | $1 | — | $1 | 0.00% |
| KATRINA D AIKEN3 | 2511 JUDITH ST LYNCHBURG, VA 24501 | AFLAC | $1 | — | $1 | 0.00% |
| ANDREW M GARCIA3 | 906 CARMEL PARKWAY CORPUS CHRISTI, TX 78411 | AFLAC | $1 | — | $1 | 0.00% |
| BILLY KEITH3 | 3827 N 10TH ST SUITE 303 MCALLEN, TX 78501 | AFLAC | $1 | — | $1 | 0.00% |
| SCOTT WEBB3 | 26729 N 91 ST DR PEORIA, AZ 85383 | AFLAC | $1 | — | $1 | 0.00% |
| DANIEL J TAYLOR3 | 2170 N LAKE DR APT 6032 COLUMBIA, SC 29212 | AFLAC | $1 | — | $1 | 0.00% |
| SERGIO JESUS ACUNA3 | 1656 BOB MURPHY DR EL PASO, TX 79936 | AFLAC | $1 | — | $1 | 0.00% |
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 15.11% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | PO BOX 441 DES MOINES, IA 50302 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 20.84% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY & ASSOCIATES, I | PO BOX 441 DES MOINES, IA 50302 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $274 | $274 | 4.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | PO BOX 441 DES MOINES, IA 50302 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $506 | — | $506 | 24.84% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY & ASSOCIATES, I | PO BOX 441 DES MOINES, IA 50302 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $81 | $81 | 3.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 300 | $961K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 300 | $961K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 300 | $961K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 198 | $94K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 111 | $77K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 22 | $9K |
| Other(2 contracts, 2 carriers) | AFLAC | 198 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 300 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.