| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THRELKELD BENEFIT PARTNERS, LLC3 | 2367 OAK ALLEY TYLER, TX 75703 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 5.78% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | PO BOX 908 FORT WORTH, TX 76101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 4.21% |
| THRELKELD BENEFIT PARTNERS, LLC3 | 2367 OAK ALLEY TYLER, TX 75703 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 8.67% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | PO BOX 908 FORT WORTH, TX 76101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 6.33% |
| THRELKELD BENEFIT PARTNERS, LLC3 | 2367 OAK ALLEY TYLER, TX 75703 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 8.67% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | PO BOX 908 FORT WORTH, TX 76101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 6.33% |
| THRELKELD BENEFIT PARTNERS, LLC3 | 2367 OAK ALLEY TYLER, TX 75703 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 8.67% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | PO BOX 908 FORT WORTH, TX 76101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $839 | $0 | $839 | 6.33% |
| GENTRY FINANCIAL GROUP LLC3 Filed as: GENTRY FINANCIAL GROUP, LLC | 4297 KINSEY DR TYLER, TX 75703 | SUPERIOR VISION PLAN | $929 | $0 | $929 | 8.75% |
| MASS GROUP MARKETING INC3 Filed as: MASS GROUP MARKETING, INC. DBA MGM | 2185 N GLENVILLE DR RICHARDSON, TX 75082 | SUPERIOR VISION PLAN | $232 | $0 | $232 | 2.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $87K |
| Vision | SUPERIOR VISION PLAN | 136 | $11K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 142 | $31K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 142 | $13K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 142 | $21K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 142 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.