| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, INC. | 8144 WALNUT HILL LN #16 DALLAS, TX 75231 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $8K | $8K | 2.70% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, INC. | 8144 WALNUT HILL LN #16 DALLAS, TX 75231 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $7K | $7K | 2.46% |
| DENNIS M. ESARTE3 Filed as: DENNIS M ESARTE | 1300 N CUSTER RD #4107 ALLEN, TX 75013 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28K | — | $28K | 9.97% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN 16TH FLOOR DALLAS, TX 75231 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25K | — | $25K | 9.02% |
| EDUARDO REYNA3 | 1200 JASMINE ST LANTANA, TX 76226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12K | — | $12K | 4.40% |
| NANCY E ODOM3 | 5810 SMOKE GLASS TRAIL DALLAS, TX 75252 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 2.55% |
| ROBERT PERRY EVANS JR3 Filed as: ROBERT P EVANS, JR. | 1031 SADDDLEBROOK DR LUCAS, TX 75002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.42% |
| GARY C KLEIN3 | 3211 SAN SEBASTIA CARROLLTON, TX 75006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $610 | — | $610 | 0.22% |
| HARVEY EDWARD MCCREARY JR3 Filed as: HARVEY MCCREARY | 273 BELLWOOD DR GARLAND, TX 75040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $191 | — | $191 | 0.07% |
| ROBERT SHEPARD COOPER3 | PO BOX 609 SANGER, TX 76266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $143 | — | $143 | 0.05% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY INC | 8144 WALNUT HILL LN #16 DALLAS, TX 75231 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $6K | $6K | 2.71% |
| MC & H LIFE AGENCY INC3 Filed as: MC&H LIFE AGENCY | 8144 WALNUT HILL LN 16TH FLOOR DALLAS, TX 75231 | EYEMED VISION CARE | $10K | — | $10K | 6.11% |
| MC & H LIFE AGENCY INC3 | 8144 WALNUT HILL LN #16 DALLAS, TX 75231 | AETNA LIFE INSURANCE CO. | — | — | $0 | 0.00% |
| MC & H LIFE AGENCY INC3 Filed as: MC & H LIFE AGENCY INC. | 8144 WALNUT HILL LN #16 DALLAS, TX 75231 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $955 | $955 | 2.49% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 8144 WALNUT HILL LN DALLAS, TX 75231 | EYEMED VISION CARE | $889 | — | $889 | 14.20% |
| RICK METZELDER3 Filed as: RICK HAWKINS | 4649 COURTYARD TRL PLANO, TX 75024 | SYMETRA FINANCIAL | $7K | — | $7K | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY INC | 8144 WALNUT HILL LN STE 1600 DALLAS, TX 75231 | SYMETRA FINANCIAL | $2K | — | $2K | — |
| ELM STREET CAPITAL LLC3 Filed as: ELM STREET CAPITAL, LLC. | — | SYMETRA FINANCIAL | — | $2K | $2K | — |
| NATIONAL BENEFIT PARTNERS3 | — | SYMETRA FINANCIAL | — | $2K | $2K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,490 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,490 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SYMETRA FINANCIAL | 1,439 | $0 |
| Dental | AETNA LIFE INSURANCE CO. | 393 | $52K |
| Vision(2 contracts) | EYEMED VISION CARE | 2,579 | $163K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,490 | $281K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,490 | $233K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,490 | $300K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,490 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,579 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.