| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES LLC | 12712 PARK CENTRAL DRIVE SUITE 100 DALLAS, TX 75251 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | $77K | $85K | 2.97% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LANE 15TH FLOOR DALLAS, TX 75231 | UNITED HEALTHCARE INSURANCE COMPANY | $754 | — | $754 | 0.03% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LANE 15TH FLOOR DALLAS, TX 75231 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | $47K | $53K | 3.14% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES LLC | 12712 PARK CENTRAL DRIVE SUITE 100 DALLAS, TX 75251 | UNITED HEALTHCARE INSURANCE COMPANY | — | $8K | $8K | 0.48% |
| SEE ATTACHED3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31K | $11K | $42K | 76.67% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | PO BOX 441 DES MOINES, IA 50302 | SUN LIFE ASSURANCE COMPANY OF CANADA | $772 | — | $772 | 6.44% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LANE 15TH FLOOR DALLAS, TX 75231 | SUN LIFE ASSURANCE COMPANY OF CANADA | $192 | — | $192 | 1.60% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY CORPORATE BENEFIT | 12712 PARK CENTRAL DR SUITE 100 DALLAS, TX 75251 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $298 | — | $298 | 8.93% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 8144 WALNUT HILL LANE 15TH FLOOR DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $203 | $27 | $230 | 6.89% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY, & ASSOCIATES INC. | PO BOX 441 DES MOINES, IA 50302 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $40 | $40 | 1.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 226 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 226 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | UNITED HEALTHCARE INSURANCE COMPANY | 682 | $4.6M |
| Dental(2 contracts) | UNITED HEALTHCARE INSURANCE COMPANY | 682 | $4.6M |
| Vision(2 contracts) | UNITED HEALTHCARE INSURANCE COMPANY | 682 | $4.6M |
| Life insurance(2 contracts) | UNITED HEALTHCARE INSURANCE COMPANY | 682 | $4.6M |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 227 | $12K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 14 | $3K |
| Prescription drug(2 contracts) | UNITED HEALTHCARE INSURANCE COMPANY | 682 | $4.6M |
| Other(3 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 682 | $4.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 682 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.