| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | HEALTH CARE SERVICE CORPORATION | $37K | $0 | $37K | 3.83% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | DEARBORN LIFE INSURANCE COMPANY | $6K | $4K | $9K | 18.20% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | PO BOX 908 FORT WORTH, TX 76101 | AFLAC | $826 | $0 | $826 | 13.15% |
| JOEL K WEGER3 | 370 S LAZY BEND ESTATES RD MILSAP, TX 76066 | AFLAC | $655 | $0 | $655 | 10.43% |
| TRISTA SUE STRAIT3 | 1029 AUSTIN CT WEATHERFORD, TX 76086 | AFLAC | $586 | $0 | $586 | 9.33% |
| ANDREW NESS3 | 134 HIGH VISTA RD DECATUR, TX 76234 | AFLAC | $368 | $0 | $368 | 5.86% |
| MARY L WILLIAMS3 | 105 PRIVATE ROAD 3407 BRIDGEPORT, TX 76426 | AFLAC | $239 | $0 | $239 | 3.81% |
| KENNETH SUITER3 Filed as: KENNETH DEAN SUITER | 6804 ALCOVE LN PLANO, TX 75024 | AFLAC | $114 | $0 | $114 | 1.82% |
| TALHA ZAQUIR RAHMAN3 | 10973 PRESCOTT DR FRISCO, TX 75033 | AFLAC | $76 | $0 | $76 | 1.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 144 | $962K |
| Dental | HEALTH CARE SERVICE CORPORATION | 144 | $962K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 91 | $50K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 91 | $50K |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 91 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 144 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.