| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THRELKELD BENEFIT PARTNERS, LLC3 Filed as: THRELKELD & CO INS AGCY | 515 W SOUTHWEST LOOP 323 STE 201 TYLER, TX 757019455 | UNITEDHEALTHCARE INSURANCE COMPANY | $40K | $786 | $41K | 4.70% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INC. | — | SECURIAN LIFE INSURANCE COMPANY | $3K | — | $3K | 5.38% |
| THRELKELD BENEFIT PARTNERS, LLC3 Filed as: THRELKELD & CO. | — | SECURIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 4.13% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC CO | — | SECURIAN LIFE INSURANCE COMPANY | $471 | — | $471 | 0.79% |
| THRELKELD BENEFIT PARTNERS, LLC3 Filed as: THRELKELD & CO INC | 515 WSW LOOP 323 TYLER, TX 75701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 23.13% |
| JACQUELINE ST HILAIRE3 | 4804 NOCONA DRIVE PLANO, TX 75024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $2K | $5K | 18.93% |
| COLONIAL OF NORTH TEXAS INSURANCE3 Filed as: COLONIAL OF NORTH TEXAS INSURNACE G | 4621 GLEN HEATHER DRIVE FRISCO, TX 75034 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2K | $4K | 16.01% |
| GARY W PRICE3 | 212 GRANDE BLVD TYLER, TX 75703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 6.21% |
| VIRGINIA LEDER-CLARK3 | 5213 MARSHALL CRK FLOWER MOUND, TX 75028 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $429 | $2K | 6.16% |
| WILLIAM HARVEY3 | 212 OLD GRANDE BLVD. TYLER, TX 75703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $900 | — | $900 | 3.55% |
| SHELLIE LYN COX3 | 3004 KEYSTONE ST LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $812 | — | $812 | 3.20% |
| JAMES CHRISTOPHER TODD3 | 3004 KEYSTONE ST. LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $755 | — | $755 | 2.98% |
| THRELKELD & COMPANY INSURANCE3 | — | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $1K | — | $1K | 8.70% |
| THRELKELD BENEFIT PARTNERS, LLC3 Filed as: THRELKELD & COMPANY | 515 WSW LOOP 323 TYLER, TX 75701 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 14.42% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN STE 1600 DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $100 | $12 | $112 | 1.39% |
| THRELKELD BENEFIT PARTNERS, LLC3 Filed as: THRELKELD & COMPANY | 515 WSW LOOP 323 TYLER, TX 75701 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $995 | — | $995 | 19.25% |
| MARSH & MCLENNAN AGENCY LLC3 | 8144 WALNUT HILL LN STE 1600 DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $59 | — | $59 | 1.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 153 | $874K |
| Dental | SECURIAN LIFE INSURANCE COMPANY | 137 | $60K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 161 | $13K |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 83 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.